As Canadian travel habits shift in 2025, fewer Canadians are venturing south of the border. With a weak loonie, high inflation, and unstable US-Canadian relations, many travellers are shifting their focus to explore Canada or the rest of the world instead. But whether your plans take you across the country or abroad, one thing is certain: protecting your travel investment is crucial.
In this blog post, we’ll show you how you can save money on travel insurance while still getting the comprehensive coverage you need, all while supporting Canadian!
Fewer Canadians travelling to the US
According to a recent poll, 29% of Canadians are less likely to travel to the US in 2025. As the loonie remains weak and US-Canadian relations remain unstable, Canadians are discouraged from travelling to the US, with many turning domestically for holiday travel.
Do you need travel insurance when travelling within Canada? The answer is yes—here’s why
Budgets are tight for Canadians in the current economic conditions, making travel investments even more precious—which is why you should purchase travel insurance to protect yourself (and your investments) now more than ever. One of our most recommended products, Trip Interruption Insurance, protects your pre-paid bookings and non-refundable fees from the unexpected, such as a sudden illness or family emergency.
Why do you need travel insurance?
Harry was vacationing in sunny Florida when he suddenly needed emergency hospitalization. Without travel insurance, he would’ve been left with over $326,000 in medical bills. The average hospital stay in the US is 4.6 days, costing approximately $13,262 USD per day. These staggering expenses are a harsh reality for Canadians who don’t have proper coverage.
Travel insurance offers you financial security, allowing you to enjoy your trip without the worry of unexpected costs. But as costs rise, how can you save on travel insurance without compromising on quality coverage?
Protect your travel investments with TuGo’s Excluding USA Plan
At TuGo, we understand that every dollar counts, which is why we offer a money-saving solution: our Worldwide Excluding USA Emergency Medical Insurance Plan. Designed for travellers who aren’t planning on visiting or transiting through the US, this plan provides the same comprehensive coverage as our Worldwide option—but at a much lower cost, giving you the freedom to travel the world without breaking the bank.
Choose Canadian, Choose TuGo
When purchasing travel insurance, it’s important to look beyond price – especially in these challenging times. Not all policies are created equal, and the saying “you get what you pay for” is especially true when it comes to travel insurance. Proudly Canadian-owned and operated since 1964, TuGo is here to help travellers find a peace of mind when it comes to protecting travel investments. With TuGo, travellers receive, complimentary:
- TuGo Emotional Support: 24/7 professional counselling service for those away from home
- MyFlyt: Instant access to an airport lounge pass or a cash payout if traveller’s flight is delayed for 2+ hours.
- TuGo Telemedicine: 24/7 telemedicine access for Canadians and international students
- myTuGo: Self-service claims service with live status tracking
- Emergency Assistance Team: 24/7 in-house assistance
- In-house Claims Department: Offers support in 27 languages
Tip: If your’re depending upon a group plan or credit card for their travel medical and/or trip cancellation needs, make sure to fully understand what you have. With more and more premium credit cards scaling back benefits and adding restrictions, there are many limitations with “free” insurance offerings that come with group plans or credit cards.
No matter where you’re headed, remember that travel insurance is an essential. For more tips on saving money on travel insurance, check out this blog post, How to Save Money on Your Travel Insurance.
Safe travels,
Suki