Looking at the Zillow Home Value Index data, you’ll find fascinating patterns in Indiana’s most affordable neighborhoods. The current landscape of housing in Indiana reveals striking trends that might surprise you when comparing values from 2010 to 2025.
You might be shocked to discover that despite being the most affordable areas in Indiana, these neighborhoods have experienced remarkable growth. On average, home values have increased by nearly 200% since 2010, with South Bend’s Nws Cooperative Alliance leading the charge with an astonishing 615% growth over this 15-year period. This represents a significant opportunity for investors and first-time homebuyers looking to enter markets with strong appreciation potential.
When examining the geographic distribution, you’ll notice a concentration of affordable neighborhoods in specific cities: Marion, Muncie, Evansville, South Bend, and Gary. These communities offer entry points into the Indiana housing market at prices substantially below the state average, yet many have shown resilience and growth even through economic fluctuations.
1. Ambrige Mann, Gary
- 2025 Value: $76,953.77
- 2020 Value: $41,531.31
- 2015 Value: $20,062.57
- 2010 Value: $24,045.70
- Change 2010-2025: 220.03%
- Change 2015-2025: 283.57%
- Change 2020-2025: 85.29%
Taking the top spot in our roundup, Ambrige Mann neighborhood in central Gary demonstrates exceptional growth potential despite its affordability. Your investment would have more than tripled since 2010, with an impressive 220.03% return over 15 years. After experiencing a significant decline through 2015, the neighborhood rebounded dramatically with an extraordinary 283.57% growth from that low point to reach nearly $77,000 in 2025. The strong 85.29% increase just since 2020 indicates continued momentum in this transformed community, which completes Gary’s strong showing among Indiana’s affordable investment opportunities.
2. University Park, Gary
- 2025 Value: $76,890.54
- 2020 Value: $43,452.04
- 2015 Value: $22,489.87
- 2010 Value: $24,546.14
- Change 2010-2025: 213.25%
- Change 2015-2025: 241.89%
- Change 2020-2025: 76.95%
Adjacent to Indiana University Northwest in Gary, University Park neighborhood benefits from its educational institution proximity. Your investment here would have more than tripled since 2010, with an impressive 213.25% increase. After a modest decline through 2015, the area experienced explosive growth, nearly tripling in value again from that low point to reach nearly $77,000 in 2025. The solid 76.95% appreciation since 2020 demonstrates continued strong momentum. This neighborhood exemplifies how institutional anchors can drive revitalization even in historically affordable markets.
3. Ballard, Evansville
- 2025 Value: $75,404.28
- 2020 Value: $36,439.77
- 2015 Value: $23,557.21
- 2010 Value: $20,147.87
- Change 2010-2025: 274.25%
- Change 2015-2025: 220.09%
- Change 2020-2025: 106.93%
Situated in western Evansville near the Ohio River, Ballard neighborhood showcases exceptional growth while remaining affordable. Your property value would have nearly quadrupled since 2010, posting an impressive 274.25% increase to reach over $75,400 by 2025. Unlike many neighborhoods, Ballard showed growth during the 2010-2015 period before accelerating dramatically, with a 106.93% increase just since 2020. This strong and consistent appreciation pattern makes Ballard a standout performer among Evansville neighborhoods, suggesting significant positive changes in market perception.
4. Garfield, Marion
- 2025 Value: $74,831.40
- 2020 Value: $53,511.40
- 2015 Value: $44,765.12
- 2010 Value: $37,766.17
- Change 2010-2025: 98.14%
- Change 2015-2025: 67.16%
- Change 2020-2025: 39.84%
Located in central Marion, Garfield neighborhood presents a unique growth pattern among affordable Indiana areas. Your investment here would have nearly doubled since 2010, with a 98.14% increase – the second lowest long-term growth rate in our analysis. Interestingly, Garfield bucked the trend by showing strong growth during 2010-2015 when many areas declined, then experienced more moderate appreciation thereafter. The 39.84% increase since 2020 represents the lowest five-year growth rate among these neighborhoods, suggesting this area may be approaching market stability earlier than others.
5. Lasalle Park, South Bend
- 2025 Value: $74,764.61
- 2020 Value: $31,974.39
- 2015 Value: $17,400.77
- 2010 Value: $12,794.23
- Change 2010-2025: 484.36%
- Change 2015-2025: 329.66%
- Change 2020-2025: 133.83%
Nestled in the western part of South Bend, Lasalle Park stands as another South Bend success story with extraordinary growth. Your investment here would have yielded an astonishing 484.36% return since 2010, transforming from about $12,800 to nearly $75,000 in 15 years. Unlike many neighborhoods, Lasalle Park showed growth during the 2010-2015 period, then accelerated dramatically with a remarkable 133.83% increase just since 2020. This community exemplifies the stunning revitalization occurring in certain South Bend neighborhoods, which dominate the highest growth rates among Indiana’s affordable areas.
Indiana Trivia Quiz
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Correct Answers & Fun Facts
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B) The Hoosier State – Indiana’s residents have long been called “Hoosiers,” making “The Hoosier State” its official nickname. While the exact origin of the term “Hoosier” remains debated, it has been used to describe Indiana residents since the 1830s. Theories range from it being a greeting (“Who’s here?”) to referring to the tough pioneers who settled the region. The term became widely popularized after John Finley’s 1833 poem “The Hoosier’s Nest” and is now embraced as a point of state pride.
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C) Indianapolis 500 – The Indianapolis 500, held at the Indianapolis Motor Speedway, is one of the world’s most famous auto races. First run in 1911, the race covers 500 miles (200 laps around the 2.5-mile oval track) and is traditionally held over Memorial Day weekend. Often called “The Greatest Spectacle in Racing,” it’s part of motorsport’s Triple Crown alongside the Monaco Grand Prix and 24 Hours of Le Mans. The Indianapolis Motor Speedway itself, built in 1909, is the highest-capacity sports venue in the world, able to accommodate approximately 400,000 spectators.
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C) Indianapolis – Indianapolis is Indiana’s capital city and the state’s largest metropolitan area. Founded in 1821 specifically to serve as the new state capital, Indianapolis was designed with inspiration from Washington, D.C., with a mile square grid and wide streets radiating from a central circle. Today, it’s the 17th most populous city in the U.S. and is known as the “Crossroads of America” due to its central location and numerous highways that intersect there. Indianapolis is home to numerous sports venues, museums, and the world’s largest children’s museum.
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D) University of Notre Dame – Located near South Bend, Notre Dame is famous for its Golden Dome, renowned academics, and Fighting Irish sports teams. Founded in 1842 by the Congregation of Holy Cross, the University of Notre Dame is one of the nation’s most prestigious Catholic universities. Its Main Building is topped with a golden dome that has become an iconic symbol of the university. Notre Dame’s Fighting Irish football team, with its rich tradition of 11 claimed national championships and seven Heisman Trophy winners, has one of the most loyal followings in collegiate sports. The campus is also known for the “Touchdown Jesus” mural visible from Notre Dame Stadium.
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C) Lake Michigan – Northwestern Indiana borders Lake Michigan, providing shoreline for cities like Gary and Michigan City. Though Indiana has only about 45 miles of shoreline along Lake Michigan (the smallest share among the lake’s four bordering states), this coastline is ecologically and economically significant. The Indiana Dunes National Park, established in 2019 after decades as a National Lakeshore, features diverse ecosystems including beaches, dunes, wetlands, and forests. The Lake Michigan shore also supported Indiana’s historical development as a manufacturing center, particularly in steel production in cities like Gary, which was founded by U.S. Steel in 1906.
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B) 1816 – Indiana joined the United States as the 19th state on December 11, 1816. Before statehood, the area was part of the Indiana Territory, which was established in 1800 with its capital at Vincennes. The territorial governor, William Henry Harrison (who later became the 9th U.S. President), was instrumental in acquiring Native American lands through treaties to open them for settlement. Corydon served as Indiana’s first state capital until 1825, when it moved to the newly planned city of Indianapolis. Indiana’s 1816 constitution was considered progressive for its time, especially in establishing public education, though it still limited voting rights to white males.
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C) Elkhart – Elkhart, Indiana, is famous for being the center of RV (Recreational Vehicle) manufacturing in America. The Elkhart-Goshen area produces approximately 80% of all RVs manufactured in the United States. This industry developed in the region beginning in the 1930s, with companies like Jayco, Forest River, and Thor Industries now employing thousands of workers. The RV/MH Hall of Fame and Museum in Elkhart celebrates this heritage. The area’s economy is heavily tied to RV production, making it particularly sensitive to economic cycles. Elkhart is also known for its musical instrument manufacturing, including band instruments produced by companies like Conn and Selmer.
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A) Ohio River – The Ohio River serves as Indiana’s entire southern boundary with Kentucky. This 981-mile river is formed by the confluence of the Allegheny and Monongahela rivers at Pittsburgh, Pennsylvania, and flows into the Mississippi River at Cairo, Illinois. The Ohio River has played a crucial role in Indiana’s development, serving as a major transportation route for commerce and migration. Historically, it also represented the dividing line between free and slave states prior to the Civil War. Major Indiana cities along the Ohio include Evansville, New Albany, and Madison, which developed as river ports. The river continues to be an important shipping channel today.
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D) Lincoln City – Lincoln City, Indiana, is famous as the location of Abraham Lincoln’s childhood home, preserved today at the Lincoln Boyhood National Memorial. Lincoln lived in southern Indiana from 1816 (when he was 7 years old) until 1830 (at age 21). During this formative period, Lincoln’s mother Nancy Hanks Lincoln died and is buried at the site. The memorial includes a reconstruction of the Lincoln family farm, the grave site, and a visitor center with exhibits about Lincoln’s years in Indiana. During his time in Indiana, Lincoln developed his work ethic, intellectual curiosity, and moral compass that would later define his presidency. The original town was known as Gentryville, with Lincoln City developing later around the memorial.
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C) Corn – Indiana is among the leading U.S. producers of corn, making agriculture central to its economy. The state typically ranks in the top five nationally for corn production, along with soybeans, its other primary crop. Indiana farmers plant approximately 5-6 million acres of corn each year, producing over 900 million bushels in good harvest years. Much of this corn goes to livestock feed, ethanol production, and food processing. The importance of corn to Indiana is celebrated in numerous local festivals throughout the state and is reflected in the prevalence of corn iconography. The fertile soil of central Indiana, combined with favorable climate conditions, makes it ideal for corn cultivation.
6. Westside, Gary
- 2025 Value: $73,981.58
- 2020 Value: $47,190.66
- 2015 Value: $24,705.32
- 2010 Value: $30,784.99
- Change 2010-2025: 140.32%
- Change 2015-2025: 199.46%
- Change 2020-2025: 56.77%
Spanning the western portion of Gary, Westside neighborhood presents a compelling recovery story. Your investment here would have increased by 140.32% since 2010, despite a significant decline through 2015 when values dropped by nearly 20%. The subsequent rebound has been remarkable, with nearly 200% growth since that low point to reach nearly $74,000 in 2025. The more moderate 56.77% increase since 2020 suggests the market may be stabilizing after a period of dramatic recovery.
7. Blaine, Muncie
- 2025 Value: $71,052.66
- 2020 Value: $32,042.44
- 2015 Value: $25,137.76
- 2010 Value: $27,682.68
- Change 2010-2025: 156.67%
- Change 2015-2025: 182.65%
- Change 2020-2025: 121.75%
Tucked into northwest Muncie, Blaine neighborhood showcases exceptional growth while remaining affordable. Your investment would have increased by 156.67% since 2010, with particularly strong performance after an initial dip through 2015. The remarkable 121.75% growth just since 2020 represents one of the highest five-year appreciation rates in our analysis. At $71,052 in 2025, Blaine exemplifies the accelerating growth pattern seen across many Muncie neighborhoods, suggesting broader revitalization efforts may be taking hold throughout the city.
8. Emily Flynn, Marion
- 2025 Value: $69,949.04
- 2020 Value: $41,707.26
- 2015 Value: $26,092.93
- 2010 Value: $29,034.56
- Change 2010-2025: 140.92%
- Change 2015-2025: 168.08%
- Change 2020-2025: 67.71%
Located in northwest Marion, Emily Flynn neighborhood presents another compelling Marion investment opportunity. Your property value would have increased by 140.92% since 2010, despite experiencing a dip through 2015. The subsequent rebound has been impressive, with 168.08% growth since that low point to reach nearly $70,000 in 2025. The 67.71% increase since 2020 shows solid recent momentum, though slightly more moderate than some other areas. This community continues the pattern of strong recovery seen across many Marion neighborhoods.
9. Foster, Marion
- 2025 Value: $69,411.55
- 2020 Value: $39,426.23
- 2015 Value: $27,759.11
- 2010 Value: $27,065.86
- Change 2010-2025: 156.45%
- Change 2015-2025: 150.05%
- Change 2020-2025: 76.05%
Nestled in the eastern portion of Marion, Foster neighborhood demonstrates consistent growth while maintaining affordability. Your home value would have increased by 156.45% since 2010, with the neighborhood showing resilience during the 2010-2015 period when many others declined. Values have accelerated since, with a robust 76.05% increase just since 2020. At $69,411 in 2025, Foster exemplifies steady, reliable growth without the extreme volatility observed in some other affordable Indiana communities.
10. St. Casimir, South Bend
- 2025 Value: $69,269.23
- 2020 Value: $24,367.13
- 2015 Value: $12,874.52
- 2010 Value: $10,455.27
- Change 2010-2025: 562.53%
- Change 2015-2025: 438.03%
- Change 2020-2025: 184.27%
Positioned in western South Bend, St. Casimir neighborhood stands as one of Indiana’s most remarkable transformation stories. Your investment here would have yielded an astonishing 562.53% return since 2010, second only to its South Bend neighbor Nws Cooperative Alliance. Starting from just over $10,000 in 2010, values have skyrocketed to nearly $70,000 by 2025, with the most dramatic recent growth rate among all neighborhoods at 184.27% just since 2020. This extraordinary trajectory suggests profound positive changes in this historically affordable South Bend community.
11. Garvinwood-Rosedale, Evansville
- 2025 Value: $68,444.19
- 2020 Value: $36,908.56
- 2015 Value: $28,405.54
- 2010 Value: $31,719.33
- Change 2010-2025: 115.78%
- Change 2015-2025: 140.95%
- Change 2020-2025: 85.44%
Anchored in northern Evansville, Garvinwood-Rosedale represents a balanced investment opportunity with steady growth. Your home value would have more than doubled since 2010, posting a solid 115.78% increase over 15 years. After experiencing a modest decline through 2015, the neighborhood has rebounded strongly with 140.95% growth since then and 85.44% just since 2020. At $68,444 in 2025, this community offers good value with acceleration patterns suggesting continued upward momentum in an affordable price range.
12. Westside/West Point, Marion
- 2025 Value: $68,355.48
- 2020 Value: $36,604.72
- 2015 Value: $28,503.07
- 2010 Value: $27,050.94
- Change 2010-2025: 152.69%
- Change 2015-2025: 139.82%
- Change 2020-2025: 86.74%
Sprawling across western Marion, Westside/West Point neighborhood offers steady appreciation while maintaining affordability. Your property values here would have increased by 152.69% since 2010, with the unique distinction of avoiding the 2010-2015 dip seen in many other affordable areas. Instead, this neighborhood saw modest gains during that period before accelerating, with a substantial 86.74% increase since 2020. At $68,355 in 2025, this community demonstrates consistent growth momentum without the extreme volatility seen in some other markets.
13. Nws Cooperative Alliance, South Bend
- 2025 Value: $67,809.69
- 2020 Value: $29,152.45
- 2015 Value: $16,088.76
- 2010 Value: $9,478.29
- Change 2010-2025: 615.42%
- Change 2015-2025: 321.47%
- Change 2020-2025: 132.60%
Crowned as the undisputed growth champion of Indiana’s affordable neighborhoods, Nws Cooperative Alliance in South Bend presents a staggering success story. Your investment here would have yielded an extraordinary 615.42% return since 2010, transforming from under $10,000 to nearly $68,000 in 15 years. This neighborhood has maintained explosive growth across all timeframes, with 321.47% since 2015 and 132.60% just since 2020. This remarkable trajectory makes it the single most successful revitalization story among Indiana’s affordable communities, suggesting significant improvement in neighborhood conditions and appeal.
14. Jacobsville, Evansville
- 2025 Value: $66,076.59
- 2020 Value: $43,474.87
- 2015 Value: $34,018.18
- 2010 Value: $26,747.13
- Change 2010-2025: 147.04%
- Change 2015-2025: 94.24%
- Change 2020-2025: 51.99%
Located in northwest Evansville near the Ohio River, Jacobsville presents a unique growth pattern among affordable Indiana neighborhoods. Your investment trajectory here differs from many others, as this area saw strong appreciation between 2010-2015 (unlike the declines seen elsewhere) before continuing more moderate growth. Overall, values have increased 147.04% since 2010, though the pace has slowed with a 51.99% increase since 2020. At $66,076 in 2025, Jacobsville demonstrates more stable, consistent growth compared to the volatile swings seen in some other communities.
15. Bend of the River, Marion
- 2025 Value: $65,973.60
- 2020 Value: $41,895.46
- 2015 Value: $28,628.95
- 2010 Value: $29,541.75
- Change 2010-2025: 123.32%
- Change 2015-2025: 130.44%
- Change 2020-2025: 57.47%
Winding along the Mississinewa River in Marion, Bend of the River offers a picturesque setting with strong investment potential. Your property here would have more than doubled in value since 2010, with a solid 123.32% appreciation rate. The neighborhood experienced minimal fluctuation through 2015 before accelerating growth, though its recent five-year increase of 57.47% suggests a more moderate growth pattern compared to some other affordable areas. At nearly $66,000 in 2025, this riverside community balances affordability with consistent appreciation.
16. South Central, Muncie
- 2025 Value: $65,153.84
- 2020 Value: $27,014.85
- 2015 Value: $22,099.02
- 2010 Value: $23,661.92
- Change 2010-2025: 175.35%
- Change 2015-2025: 194.83%
- Change 2020-2025: 141.18%
Positioned in the heart of Muncie, South Central neighborhood demonstrates exceptional value growth while maintaining affordability. Your investment would have nearly tripled since 2010, with an impressive 175.35% increase over 15 years. After a modest decline through 2015, the area has seen explosive growth, particularly since 2020 with a remarkable 141.18% increase in just five years – one of the highest short-term growth rates in our analysis. At $65,153 in 2025, this central location offers significant value despite its dramatic appreciation.
17. Thomas Park/Avondale, Muncie
- 2025 Value: $64,892.24
- 2020 Value: $29,879.92
- 2015 Value: $23,289.44
- 2010 Value: $26,526.67
- Change 2010-2025: 144.63%
- Change 2015-2025: 178.63%
- Change 2020-2025: 117.18%
Stretching across south-central Muncie, Thomas Park/Avondale presents a compelling growth narrative with home values more than doubling since 2010. Your investment would have yielded 144.63% returns over 15 years, with particularly explosive growth since 2020, when values have shot up by 117.18%. After experiencing a dip between 2010-2015, the neighborhood has rebounded dramatically to reach nearly $65,000 in 2025. This acceleration pattern mirrors other Muncie neighborhoods, suggesting broader revitalization efforts may be taking hold in the city.
18. Whitely, Muncie
- 2025 Value: $62,975.18
- 2020 Value: $29,568.83
- 2015 Value: $21,719.62
- 2010 Value: $22,323.79
- Change 2010-2025: 182.10%
- Change 2015-2025: 189.95%
- Change 2020-2025: 112.98%
Situated in northeast Muncie, Whitely has emerged as one of Indiana’s strongest growth neighborhoods while remaining highly affordable. Your investment here would have nearly tripled since 2010, recording an exceptional 182.10% increase. The neighborhood remained relatively stable through 2015 before accelerating dramatically, with a remarkable 112.98% jump just since 2020. This pattern of accelerating growth suggests increasing interest in this community, which now averages around $63,000 in home values – still significantly below state averages.
19. South Marion, Marion
- 2025 Value: $61,152.90
- 2020 Value: $41,220.55
- 2015 Value: $25,131.45
- 2010 Value: $27,941.93
- Change 2010-2025: 118.86%
- Change 2015-2025: 143.33%
- Change 2020-2025: 48.36%
Located in the southern portion of Marion, South Marion neighborhood offers a balanced investment opportunity with consistent growth patterns. Your home purchase here would have more than doubled in value since 2010, posting a solid 118.86% increase over 15 years. After experiencing a slight dip in 2015, the area saw strong recovery through 2020, though its recent five-year growth of 48.36% is more moderate than some other areas. At $61,152 in 2025, this neighborhood represents a relatively stable option among Indiana’s most affordable communities.
20. STAR, Evansville
- 2025 Value: $60,427.55
- 2020 Value: $37,762.54
- 2015 Value: $23,653.01
- 2010 Value: $34,976.39
- Change 2010-2025: 72.77%
- Change 2015-2025: 155.48%
- Change 2020-2025: 60.02%
The STAR neighborhood occupies a central position in Evansville with an interesting price trajectory. Your perspective on this area might be influenced by when you enter the market – while showing the lowest overall 15-year growth rate at 72.77%, this neighborhood experienced a significant decline between 2010-2015 before rebounding strongly. Since its 2015 low point, values have increased by an impressive 155.48% to reach $60,427 in 2025. The more modest 60.02% growth since 2020 suggests a stabilizing market after years of volatility.
21. Industry, Muncie
- 2025 Value: $59,215.68
- 2020 Value: $24,631.08
- 2015 Value: $20,597.83
- 2010 Value: $21,897.79
- Change 2010-2025: 170.42%
- Change 2015-2025: 187.49%
- Change 2020-2025: 140.41%
Nestled in southern Muncie, Industry neighborhood presents an incredible growth story with home values nearly tripling since 2010. Your investment would have yielded an impressive 170.42% return over 15 years, with particularly explosive growth occurring after 2020. The neighborhood experienced the most dramatic recent appreciation among Muncie areas with a stunning 140.41% increase in just five years, transforming from under $25,000 to over $59,000 average home values. This acceleration signals strong emerging interest in this affordable area.
22. Morningside, Muncie
- 2025 Value: $58,101.58
- 2020 Value: $27,313.33
- 2015 Value: $20,439.69
- 2010 Value: $20,573.29
- Change 2010-2025: 182.41%
- Change 2015-2025: 184.26%
- Change 2020-2025: 112.72%
Tucked into the eastern side of Muncie, Morningside showcases exceptional value appreciation, with prices nearly tripling from 2010 to 2025. Your potential return on investment here is highlighted by the extraordinary 182.41% growth over 15 years, with values remaining relatively stable between 2010-2015 before accelerating rapidly. The remarkable 112.72% increase since 2020 represents one of the strongest five-year growth rates in our analysis, suggesting this neighborhood is gaining significant traction while remaining highly affordable at $58,101.
23. Franklin, Marion
- 2025 Value: $57,800.20
- 2020 Value: $32,308.99
- 2015 Value: $23,714.65
- 2010 Value: $25,722.66
- Change 2010-2025: 124.71%
- Change 2015-2025: 143.73%
- Change 2020-2025: 78.90%
Franklin neighborhood spans the southeastern quadrant of Marion, offering remarkable affordability with average home values at $57,800 in 2025. Your investment would have more than doubled if purchased in 2010, with a significant 124.71% increase over the 15-year period. The neighborhood experienced a temporary dip in 2015 before beginning a strong recovery, posting impressive 78.90% growth just since 2020. This acceleration indicates growing interest in this affordable pocket of Marion.
24. Cedar Hall, Evansville
- 2025 Value: $51,826.17
- 2020 Value: $30,912.73
- 2015 Value: $23,077.13
- 2010 Value: $29,672.54
- Change 2010-2025: 74.66%
- Change 2015-2025: 124.58%
- Change 2020-2025: 67.65%
Situated in the eastern part of Evansville, Cedar Hall presents a compelling opportunity with its $51,826 average home value in 2025. Your dollar stretches remarkably far in this neighborhood, which experienced a dip after 2010 before rebounding dramatically. The housing market here shows resilience, evidenced by the 124.58% growth since 2015 and nearly 68% increase since 2020. Despite being the second most affordable neighborhood in Indiana, Cedar Hall has demonstrated solid appreciation over multiple time periods.
25. Center City, Marion
- 2025 Value: $47,961.62
- 2020 Value: $29,746.49
- 2015 Value: $21,537.87
- 2010 Value: $22,365.54
- Change 2010-2025: 114.44%
- Change 2015-2025: 122.69%
- Change 2020-2025: 61.23%
Center City is located in the heart of Marion, offering the most affordable housing option in Indiana. Your investment here would have more than doubled since 2010, with the average home value increasing from $22,365 to nearly $48,000 in 2025. After a slight dip in 2015 to $21,537, the neighborhood has seen accelerated growth, particularly since 2020 when values jumped over 61% in just five years. This downtown area continues to offer exceptional value despite its significant appreciation.