The clock is ticking! Open Enrollment ends in 1 month
Do you hear that? It’s the clock ticking towards the January 15 deadline. You still have time to apply for, renew, or change 2025 health insurance. Image Note these important dates: January 15, 2025: Deadline to apply for and enroll in 2025 coverage. February 1, 2025: Coverage starts. Don’t miss out! After January 15, you […]
From private equity to IPO: 3 capital pathways for insurance brokerages | Insurance Blog
The insurance brokerage industry has long relied on M&A as a core growth strategy, fueled by accessible, low-cost capital and strong free cash flow generation. While recent Federal Reserve rate cuts have provided some relief, deal volume in 2024 was still down nearly 20% compared to 2023. Despite M&A headwinds, brokers continue to face significant […]
The future of risk assessment
Risk management isn’t what it used to be. Gone are the days of simply reacting to threats after the fact. Instead, thanks to breakthroughs in risk management technology, today’s risk assessment tools can predict problems before they happen — allowing companies to take a proactive approach to risk management and avoid threats entirely. In this […]
The changing landscape of employment claims
This post is part of a series sponsored by IAT Insurance Group. The post-pandemic workplace has brought significant changes to the employment liability landscape. Disability discrimination and retaliation claims have emerged as some of the most complex and frequent issues, often stemming from evolving workplace dynamics, heightened regulatory expectations, and procedural missteps. In fact, the […]
Going once, going twice…Open Enrollment ends soon!
Time’s almost up to get health coverage for 2025. Act before January 15 to enroll in health coverage that starts February 1. Image Enroll in health coverage now that meets your budget & needs Depending on your expected household income for the year, you or members of your household may qualify for lower costs or […]
5 predictions for the insurance industry in 2025 | Insurance Blog
The insurance industry faces major changes in 2025. Demographics, climate impacts and geopolitical change are shifting the landscape—literally and figuratively—and will push insurers to adapt. Faced with new opportunities and risks we expect the industry to challenge orthodoxies and spark reinvention. 1. The aging population becomes the dominant industry force. Longer life spans and lower fertility […]
Introducing Embroker’s new Risk Profile for tech companies
We’re excited to announce the release of Embroker’s Risk Profile, a smart tool that helps you understand exactly what risks your business faces — and how to protect yourself against them. The tech industry is constantly evolving, and so are your risks. Our digital advisor helps you stay ahead by instantly assessing your specific risk […]
California Wildfire Losses: Net or Gross?
The insurance industry admittedly may not be as glamorous as high-tech, investment banking, advertising, or Hollywood. After all, consider that the most influential publication on what’s happening in property & casualty insurance is titled IBNR Weekly (where IBNR means incurred but not reported, an insurance term of art for long-term bulk capital reserves). We therefore […]
Discover your health care options after Open Enrollment
Published on January 16, 2025 Missed the January 15 deadline for 2025 Marketplace Open Enrollment? Don’t worry—you may still have options for health coverage for the rest of the year. Enroll with a Special Enrollment Period You could be eligible for a to get or change your health coverage if: Your income is within a […]
3 life insurance underwriting predictions for 2025 | Insurance Blog
Fueled by rapid technological advancements, demographic changes and shifting consumer expectations, the Life & Annuity industry is set for several transformative changes in 2025. Swiss Re forecasts average global real premium growth of 2.6% in 2025 and 2026, with life insurance projected to expand globally by 3% annually— more than twice the pace of the […]