The manner in which the United States established an economy based on fees of questionable value
The White House reports that Americans are collectively expending almost $65 billion on concealed fees. These "junk fees," referred to as convenience fees or service fees, have become pervasive across various sectors, such as banking, telecom, entertainment, and hospitality. Source link
It’s Okay to Negotiate with Your Real Estate Agent
The big NAR settlement is expected to be finalized next week, but the changes already took effect back in August. They include needing a written buyer agreement prior to touring a home and removing offers of compensation from the Multiple Listing Services (MLS). That upfront agreement is also supposed to lay out the compensation charged […]
10 Ways To Get a Free DoorDash Gift Card
Want to save money on food? Free DoorDash gift cards can help you save money on food delivery. They let you order tasty meals without spending your own cash, and getting these free gift cards doesn’t have to cost you anything either. I’ve personally earned over $1,000 in free gift cards using sites like the… […]
What Trump Eliminating The Dept Of Education Could Look Like
Source: The College Investor Proposal To Eliminate The Department of Education: President-Elect Donald Trump has proposed eliminating the Department of Education as a key campaign promise Congressional Approval Required: Eliminating the Department of Education would require congressional action, likely requiring a super-majority in the Senate. Redistribution of Responsibilities: Programs and responsibilities would be reassigned to other […]
A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early
Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses, often used as a baseline for achieving financial independence. However, this approach is overly simplistic because it depends on the composition and […]
Making Sense of Commercial Real Estate Rates
Whether you’re a seasoned investor or a novice entrepreneur, commercial real estate rates will always be a focal point guiding your investment decisions. This article will simplify commercial mortgage rates, shedding light on key points of consideration and practical strategies to optimize your investments. Current commercial real estate rates. As of November 2024, we’re seeing […]
Goldman Sachs loses profit after hits from GreenSky, real estate
Second-quarter profit fell 58% to $1.22 billion, or $3.08 a share, due to steep declines in trading and investment banking and losses related to GreenSky and legacy investments that shaved about $3.95 from earnings a share. Revenue fell 8% to $10.9 billion. Source link
Don’t Attempt to Time the Housing Market
It’s a tale as old as time. Someone attempts to time the market, only to fail miserably. Then they either miss out completely, or chase an opportunity that is no longer there and perhaps overpay in the process. Recently over dinner, a friend told me a story that seemed worthy of sharing. It had to […]
How To Pay Off Student Loans Faster by Starting a Side Hustle
Do you want to pay off your student loans faster? Paying off student loans can feel like a big challenge. But there’s a way to speed up the process if you’re up for it – and it’s what I did so that I could pay off my $40,000 in student loans in just 7 months…. […]
Tax Deductions For 529 Plan Contributions By State
Source: The College Investor One of the big perks of using a 529 plan to save for college is that many states offer tax deductions for 529 plan contributions. Other states offer tax credits, and some even will allow contributions to any state’s plan (this is called tax parity) But, like anything, there are rules […]