12 Ways To Get a Free Sephora Gift Card

Are you looking to find free Sephora gift cards? You’re in luck! There are several ways to snag these free gift cards without spending any money. You can earn free Sephora gift cards by taking online surveys, shopping through cash back websites, participating in reward programs, and more. These methods are easy to use and… […]

A Paid-Off Home Is A Great Shield Against Fear And Uncertainty

As I sadly watch my stock portfolio correct by over 10%, I find serenity in my paid-off home. No matter how much the stock market tanks, it’s comforting to know I’ll always have shelter to take care of my family. It’s funny, but only active investors, people in charge of their family’s investments, or personal […]

8 Ways To Get a Free Old Navy Gift Card

Want to save money on clothes and get a free Old Navy gift card? Free gift cards can be a great way to save money on clothes and accessories. These cards let you shop at Old Navy stores or online without spending cash. You can buy them for yourself or give them as gifts to… […]

Driving A 28-Year-Old Beater Made Me Love My Car Again

While visiting my parents in Honolulu this past winter, I ended up driving my dad’s 28-year-old beater for eight days. He bought that Toyota Avalon new in 1997—back when I was a college sophomore and he was stationed in Guangzhou, China for the U.S. Foreign Service. I’ve known this car nearly as long as he […]

How To Make $5,000 a Month – 13 Real Ways

Do you want to learn how to make $5,000 a month? I’ve been making more than $5,000 a month for over 10 years now, and I think it’s a great way to change your life if you want to start making more money. I still remember the first time I reached this monthly income level… […]

Live-To-Work Is Back And It May Cost You A Great Fortune

Since 2009, I’ve been writing about the importance of working to live—accumulating wealth to achieve financial independence and freedom. But despite years of advocating for this lifestyle, I’ve come to realize that convincing people remains an uphill battle. Instead, I now have new proof that live-to-work is back and stronger than ever! “Live to work” […]

8 Best Places To Sell Used Designer Bags To Make Extra Money

Do you want to clear out space and sell your used designer bags? You can potentially make really good money selling used designer handbags! Getting rid of your used designer bags can be a great way to make extra income. To successfully sell your old designer purses, handbags, totes, clutches, and more, it’s important to… […]

New Book! Millionaire Milestones: Simple Steps To Seven Figures

Get excited! After over two years of writing and editing, I’m thrilled to finally share my upcoming new book with you: Millionaire Milestones: Simple Steps To Seven Figures! If you’ve enjoyed my writing on Financial Samurai over the past 16 years, you’re going to love this book out on May 6, 2025. With over 30 […]

Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl

I remember when I wrote my mortgage myths post, I pointed out that mortgages aren’t mostly interest. But I did so when mortgage rates were near record low levels, which may have skewed the answer. It’s true that for most of the past century, mortgages haven’t been mostly interest. More has gone toward principal repayment […]

How I Made $15 in 2 Hours Taking Surveys – Is It Worth It?

Have you ever wondered if you can actually make money taking online surveys? I decided to put one to the test and see if it’s worth my time. So, I spent two hours on Survey Junkie, taking paid online surveys, trying different strategies, redeeming my points, and cashing out. My results? I made $15 in… […]