SBA Loans for Your Startup Business: Options & Requirements
Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover SBA funding for startups, as […]
The manner in which the United States established an economy based on fees of questionable value
The White House reports that Americans are collectively expending almost $65 billion on concealed fees. These "junk fees," referred to as convenience fees or service fees, have become pervasive across various sectors, such as banking, telecom, entertainment, and hospitality. Source link
Treasury Secretary Bessent Becomes Acting Director of CFPB: How Will It Affect Mortgages?
The Consumer Financial Protection Bureau (CFPB) has a new acting director, none other than Treasury Secretary Scott Bessent. The news was announced today after the firing of former CFPB director Rohit Chopra over the weekend, who had been in charge of the agency since September 2021. It now throws into question what comes next for […]
32 Best Spring Side Hustles To Make Extra Money
Are you looking for the best spring side hustles? Spring is a great time to start a side hustle and increase your income. With warmer weather and longer days, there are many opportunities to turn your skills and free time into extra cash. Picking the right side job can help you reach your money goals… […]
Rewarding Based on Merit Alone: Great in Theory, Tough in Reality
One of the reasons I left my job at Credit Suisse was that I no longer felt I was being paid based on merit. After the global financial crisis, the firm—like many others—faced tough times, and overall compensation steadily declined for years. As a top-three ranked producer, I expected to be compensated accordingly. But I […]
Lending Index Shows Mixed Sentiment on Small Business Capital Access, as Lenders Grow Optimistic Post Rate Cuts
November 4, 2024, Lehi, UT – Lendio’s Q3 2024 SMB Lending Index highlights a cautiously optimistic lending market, showing a modest rise in small business access to capital. Despite easing credit criteria, sentiment remains divided, with lenders expressing optimism about future growth, while small business owners report ongoing concerns about financing accessibility. The SMB Lending […]
Goldman Sachs loses profit after hits from GreenSky, real estate
Second-quarter profit fell 58% to $1.22 billion, or $3.08 a share, due to steep declines in trading and investment banking and losses related to GreenSky and legacy investments that shaved about $3.95 from earnings a share. Revenue fell 8% to $10.9 billion. Source link
Is It Better to Refinance with Your Current Mortgage Lender?
If you already have a mortgage, you might be curious about refinancing, and more specifically if you have to use your original lender. Or if it’s best to use them versus another option. Let’s talk about that to get a better grasp for how it all works. And why it could make sense to look […]
14 Side Hustles You Can Start With No Money
Are you looking for the best side hustles you can start with no money? Making extra money doesn’t have to cost you anything up front. You might think you need cash to get started, but that’s not always true. Over the years, I’ve started many side hustles without spending a penny (including this site that… […]