How to Become an Independent Insurance Agent

This post is part of a series sponsored by Darkhorse Insurance. The insurance industry is evolving rapidly in 2025, making it the perfect time to learn how to become an independent insurance agent. Agents should embrace flexibility and autonomy due to evolving consumer expectations and technological advancements shaping the industry. Breaking free from captivity and […]
2025 Insurance Carrier Appointment Renewals for Individual Producers
This post is part of a series sponsored by AgentSync. New Year, new resolutions, like growing your distribution channel while maintaining compliance! To help you stay on top of your initial appointments, AgentSync Manage and Autopilot use our API-powered architecture to transmit data securely and effectively from you to NIPR to the states. However, for […]
Your Underwriter Says You Need a CPA-Prepared Statement. What Now? Part II
This post is part of a series sponsored by Old Republic Surety. Construction accounting is complex. Getting guidance on the expected time and capital investment, as well as a clear understanding of the role of a CPA in preparing compiled, reviewed or audited statements, is imperative. In Part 2 of this three-part blog, Kelly Kimmel, […]
A Dynamic Duo for Modern Agencies
This post is part of a series sponsored by Darkhorse Insurance. In the ever-evolving landscape of the insurance industry, a powerful alliance has emerged – the dynamic duo of insurance and technology. This partnership has become a driving force behind the modernization of insurance agencies, propelling them into a new era of efficiency, innovation, and […]
California Insurance: Intervening, Interfering
In insurance circles Florida and California have the dubious distinction of being perennial problem children for home and auto insurance. In both states insurance markets have been severely disrupted by unique factors unknown in any other state. In Florida, the disruptor was litigation gone wild. Florida is home to “nearly 80 percent” of the entire […]
The Insurance Distribution Channel Overview
This post is part of a series sponsored by AgentSync. Article Key Points: Insurance distribution involves various entities like agents, IMOs, FMOs, brokers, aggregators, MGAs, and MGUs. Carriers appoint licensed agents to sell products, but the process varies based on product and state regulations. Carriers typically work with independent producers who sell multiple carriers’ products. […]
Storms, wildfires and withdrawals: How E&S is filling the Texas insurance gap
Gordy Bunch (pictured), CEO of The Woodlands Financial Group (TWFG), told IB that a rise in catastrophic events including the 2025 California wildfires coupled with Hurricanes Milton, Helen, Beryl, multiple tornado derecho events, and increased frequency of severe convective storms, means that the Lone Star State will continue to see an expanded dependency on the […]
Essential Strategies to Get Started

This post is part of a series sponsored by Darkhorse Insurance. Marketing an insurance agency can feel overwhelming, especially if you’re juggling client meetings, policy renewals, and endless paperwork. But here’s the truth: effective marketing is the key to standing out in a crowded market and attracting the right clients. Whether you’re new to the […]
Market Risks Facing Agencies and Carriers for Medicare Open Enrollment 2025
This post is part of a series sponsored by AgentSync. At first glance, having the most profitable Medicare season comes down to matching your distribution channels to the anticipated size of the market opportunity in a particular state and planning your sales coverage accordingly. Yet, optimizing your distribution channel management is more complex than “park […]
How Are Insurance Agent Commissions Calculated?

This post is part of a series sponsored by Darkhorse Insurance. Ever wonder how much you’re really earning every time you close a deal? Understanding your insurance agent commission structure is the key to knowing where your income comes from and how to maximize it. Regardless of the policies you sell, your revenue depends on […]