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Julia Knurova’s Creative Approach To Securing A DSCR Loan For A Self-Employed Investor

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Julia Knurova, a Mortgage Loan Originator at MortgageDepot’s Hollywood, FL office recently helped a self-employed investor navigate a challenging loan scenario. The borrower was seeking a cash-out refinance on a single-family home in Lakeland, FL, which she had acquired less than six months ago. This case presented several unique challenges.

First, the borrower did not have a primary residence and lived rent-free, raising concerns about her financial stability. Additionally, although she initially claimed to have bought the property with cash, it was later revealed that she used a hard money loan, which was not disclosed upfront. Further complicating the situation, the borrower had a bankruptcy within the last seven years, and the property was acquired through an arm’s length transaction.

To overcome these obstacles, Julia structured a non-QM DSCR loan, which is designed for situations that do not meet conventional loan requirements. She secured an exception for the borrower not owning a primary residence, acknowledging her status as an investor. To address the recent property acquisition, Julia arranged for two appraisals to demonstrate significant improvements made to the property, allowing for a cash-out refinance despite the limited title seasoning. The DSCR loan also permitted borrowers with a recent bankruptcy, and Julia provided documentation to prove the borrower had no prior association with the property’s previous owner.

Through careful planning and a tailored approach, Julia was able to secure the loan, enabling the borrower to access the funds she needed. This case is a great example of how creative solutions and expertise can help borrowers overcome complex financing challenges.

Fitness Recipe: Savoury Tortilla Cake

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This cake is perfect for anyone who doesn’t have a sweet tooth. The savoury alternative will delight just about every fitness enthusiast who wants to properly nurture their muscles on every occasion, and not only on their birthday. The preparation is as simple as possible, and you are done within half an hour. 

You might be interested in these products:

Method:

Place one tortilla on the bottom of the cake tin and press it to the edges. Spread it with 1/3 tomato sauce, sprinkle with 1/4 shredded mozzarella, and add 1/3 of the chicken breasts, fresh basil and dried oregano.

Savoury tortilla cake - layering

Afterwards, place another tortilla on top, spread it again with 1/3 of the tomato sauce, sprinkle with 1/3 of the chicken breasts, add 1/3 of the shredded mozzarella and some basil. Continue by adding the third tortilla and repeat the process. Then add the fourth tortilla and sprinkle it with the remaining mozzarella. Spray the top with the canola cooking oil spray, put it in an oven preheated to 180 °C and bake for 20 minutes. Once done, let it sit for a while and then cut into 8 pieces and serve.

Savoury tortilla cake - layering

Discover our bestsellers:

Nutrition
1 serving (8 servings in total)
Energy 281 kcal
Protein 21 g
Carbohydrates 30 g
Fat 8 g
Fibre 2.5 g

If you’re not a fan of sweets, then you’ll definitely fall in love with this savoury cake option. You can use it to surprise your gym buddy at his or her birthday party, as they are guaranteed to enjoy this protein-packed delicacy. 

Don’t hesitate and share your creations with us on social media using the hashtag #gymbeamcom



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everyone at my new job loves my high school bully, company wants us to pay for a work trip, and more — Ask a Manager

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It’s five answers to five questions. Here we go…

1. Everyone at my new job loves my high school bully

I’m an actor and just started rehearsals for a play. A woman who bullied me terribly in high school is active in my city’s theater community. Luckily, I haven’t run into her as I was busy with college and then lived in a different city for a couple of years. One of my castmates offhandedly mentioned her. I said that I went to high school with her, but obviously did not mention the bullying. The castmate began singing her praises, and others joined in. I thought my heart was going to stop.

I’m nearly 30, but I am not over what she did to me. Without getting into details, she enlisted other students and even a faculty member in her bullying. I began self-harming, attempting suicide, and spent some time in intensive outpatient therapy.

I now have to hear about her almost every night. I can’t say anything about the bullying, because I don’t want to bring up old drama and I don’t want her to find out she still has this effect on me. The show will be over by November, but I don’t know if I can continue like this for that long. I’m physically ill and my work at my day job is slipping. Dropping out isn’t an option. What do you think I should do?

You’ve taken the two most obvious options off the table: saying something or dropping out. If you’re physically ill and it’s affecting your day job, you need to do one of those. Saying something would be the easiest! You don’t need to get into details; you can simply say, “Jane and I have a rough history and it’s messing with my focus to talk about her so frequently — could you not bring her up around me so often?”

Does this sound like there’s A Story and might it make people curious to know what happened? Yes. But that doesn’t need to be your problem. If anyone pries for details, you can say, “I really don’t want to talk about it, it was years ago.” If people wonder, so be it. The alternative is continuing to hear about her all the time.

However … if she’s active in your city’s theater community and you’re going to be part of that community, realistically this is likely to keep coming up. It’s actually pretty weird that they’re bringing her up so frequently — what is so interesting to them about this woman?! — but apparently that’s the situation. So I do think you’ve got to decide if you’re up for remaining active in that community yourself, knowing Jane will be be around/discussed, or whether you’d rather disengage. And that sucks! You should be able to participate in community theater if you want to. But those are probably the choices. I’m sorry you’re dealing with this.

Also, would it help to check in with a therapist for a few sessions, given the impact this is having on your quality of life? I imagine it might be awfully demoralizing to think you’re once again having to seek therapy because of Jane, but we’re talking about something that’s making you physically ill and affecting your job.

If all of this sounds like too much to bother to deal with, I’d honestly consider quitting the play. I know you said it’s not an option, but it would presumably be an option if you had something else health-related going on, right? (There too, I imagine it might be demoralizing to feel like you have to quit something all these years later because of Jane, but you really don’t need to just power through.)

2. My employee is bad at communicating

I am moving into a management position for the first time in many years. The last time I had a direct report, it was a disaster. My current direct report is great — he’s enthusiastic and a quick learner. This is also his first job out of college so it’s a big learning curve. And I really, really don’t want to mess up managing again!

So far the only issue I’ve encountered is a communication issue. When he’s speaking to me, I often find it hard to get a handle on what he’s trying to say, and end up having to ask a lot of questions so I can nail down the information.

For example, he will use the word “they” to refer to multiple individuals in a conversation, so I have to keep asking him which of the various people involved he’s referring to, or he’ll send Teams messages that are vague. The other day, he sent me a Teams message the other day about a technical issue during a presentation that said, “I keep seeing my messages” when what he meant was that his Teams notifications were popping up during a shared screen and he didn’t know how to turn them off.

I want to give him some constructive feedback, but saying “get better at communicating” doesn’t seem specific or actionable enough. Ideally, I’d like to be able to grasp what he’s saying without having to ask a lot of clarifying questions. Do you have any advice for how to address this, or any advice for a new manager who really, really wants to be a good manager?

The next time it happens, name it in the moment and ask clearly for what you want him to do differently. So for example, the next time he’s using “they” to refer to multiple people, say, “You’re saying ’they’ for a bunch of different people and I don’t know who you’re referencing. Can you make a point of using each person’s name, not just now but in all the time? It’ll make conversations easier to follow.” (I wonder if you’ve hesitated to say that because it’s so basic that it might feel condescending — but the fact is, what he’s doing is a problem and there’s no other way to get him to change it.) You can also name the pattern itself: “You sometimes send me messages without giving me enough background to know the context. For example, X and Y. Can you make a point of including a couple of sentences of context when you message me so that I have the background on what we’re talking about?”

More broadly: I don’t know what the management disaster was last time, but make sure you’ve reflected on whatever happened, identified what you should have done differently, and internalized those lessons. There’s also tons of help available for new managers if you seek out it! Weirdly, companies don’t always offer much support to new managers, but there’s guidance out there if you look for it. Ideally you’d have a more experienced manager as a mentor to bounce things off of, but there are books, classes, articles… Here’s one starting place.

3. Company wants us to pay for a work trip

Every year my company hosts a company trip for partners in the company (it’s a start-up, so a majority of employees were offered partnership).

This is my first year being invited to attend. We got a group “discount” at the recommended hotel the meetings will be held in and a $100 reimbursement. Alison, I’m at the admin level, I can’t feasibly drop $700 for a weekend and have to use a day of PTO to ensure I get there on a Friday. It’s optional to go, but we are HEAVILY encouraged and repeatedly asked to attend. After I pushed back, they finally booked the rooms for us and offered a partial work day to head out to the destination. But even then it’s still expensive, and they are refusing work from home. We also are attending work sessions that we are not going to be paid for under the guise that it’s strategic planning.

Am I crazy in thinking they should do more to cover our costs? Or do companies really just pay for rooms and everything else you cover?

Let me get this straight: They’re heavily pressuring you to attend a work trip but expecting you to pay for your own hotel (minus their contribution of $100) and use PTO to travel to it? And then while you’re there, it won’t count as work time?

Lol no. That’s utterly ridiculous.

Employers are expected to pay the cost of business travel (hotel and transportation at a minimum, and ideally meals as well), your travel time shouldn’t come out of PTO, and if you’re non-exempt you need to be paid for the work sessions that happen on the trip. That last part is federal law; it’s not up to them.

If the trip were both optional and purely recreational (like a reward where you weren’t expected to do any work), this would still be pretty stingy. The fact that it’s an actual work trip and you’re being pressured to go moves this into the realm of outrageous.

What happens if you say, “I’d like to go but I can’t afford the expenses or the PTO”?

4. How do I get out of some of these meetings?

My calendar is filling up with 1:1 check-ins with people not in my vertical. These check-ins started as a way to collaborate more in our remote jobs, and often they are helpful. But I think it’s taking over my week a little too much and I’m constantly struggling to find focus time. I think it would be helpful to reduce cadence on a few of these check-ins but it’s hard to tell people “I want to meet with you less!” Do you have a suggestion on how to ask this diplomatically?

“I’ve been slammed lately and need to carve out more time for project work (or “to meet some deadlines” or whatever makes sense in your context). Can we change the cadence of our meetings to ___?” (Fill in the blank with monthly, every other week, as needed, or whatever makes sense.) Hell, you can even say, “I urgently need to carve out some space on my calendar over the next few weeks. Can we put our check-ins on hold for now?”

5. Did I mess up by referring to a “suspended” hiring process?

I recently had a great first interview with an in-house recruiter for a role I am really excited about. The recruiter told me that she would be moving me to the next step and that I would hear from her within the next week. After two weeks, I sent a brief, polite follow-up email just to check in and see if there were any updates.

The recruiter wrote back saying that they had several recruitment processes going on and they were “unable to progress any further for now” with recruitment for the role in question. I replied that I was sorry to hear that the process had been suspended, but I was still excited about the opportunity and asked her to please get back in touch when they were ready to restart.

She responded that the process was not suspended, it was ongoing, they just couldn’t move as quickly. This directly contradicted her first message and the tone suggested that I’d offended her. I fired back a quick apology and reiterated that I would love to hear from her when they’re ready.

Did I screw up? Is “suspended” a dirty word? It seemed accurate in response to her first message. Do I need to do more to fix this?

“Suspended” isn’t a dirty word and I doubt you offended the recruiter or misstepped. She was simply clarifying that they’re not stopping recruitment; it’s just slowing way down / is on the back burner as a priority right now. There’s nothing to fix; all is fine.



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Join a fun Shibuya Food Tour with Arigato Japan

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One way to get the feel of a new city is to get to grips with its food.  On a recent stay in Tokyo we did just that, joining the Shibuya Food Tour run by Arigato Travel.  This foodie centric tour company matches groups of travellers with an experienced local guide to show them around the area, introduce them to some great local eateries, local foods and to learn some of the customs around food and eating.

In previous years we’ve joined the Asakusa daytime food tour, and the All Stars tour of Ginza and Shimbashi also run by Arigato Travel and thoroughly enjoyed them.  It was an easy decision to pick them again to get a deeper look into Shibuya in the evening.

Shibuya scramble

On this springtime visit we hit Shibuya during Golden Week, a period when several public holidays all run together. We’ve been in the city before during this busy holiday season, but it seems to get more crowded and intense each year.  Add to this that Shibuya has undergone some massive development around the station area over the past few years and even if you know the place fairly well it can be hard to get your bearings amid the demolition and changes. Having someone guide us through it early in our stay was going to be a huge help to finding our feet again quickly.

The tour starts at Hachiko’s wall, a common meeting spot adjacent to the statue of Hachico that just seems to get more popular as a photo spot every year.  If you don’t know Hachiko’s story I’ll link it here, it is a sad but moving story about the bond we have with our furry family. Make sure to watch out for the statue and mural as you exit the station near the Shibuya scramble crossing.

Hachikos wall outside Shibuya Station

We met our guide Yappy and started having a chat while we waited for the rest of the group who were running a bit late.  Before crossing the Shibuya Scramble intersection, we headed up to a new vantage point to get a better perspective of the crossing and the crowds that can build up here.

Until now the Tsutaya Starbucks across the road has always been my favourite vantage point to see the crossing from above (it reopened in 2024 after renovations) but this new option is completely free and publicly accessible, you don’t even have to buy a coffee to enjoy it.

Shibuya scramble from the station walkway

After a look at the crossing and some local history of the area from Yappy he was leading our little group out into the crossing and through to the narrower lanes of Shibuya beyond. We were headed for our first stop of the evening, a standing sushi bar.

Who doesn’t love sushi and what a great start to the evening’s food tastings. Made to order sushi restaurants serve mainly nigiri sushi, a layer fish seated on top of the formed vinegar rice but we also got to try something a bit different on the tour.

We sampled from both lean and fatty tuna, salmon warmed by its grilled mayonnaise topping and Engawa which is the delicate fin of flounder or other flat fish. It was a new one to me but delicious, perhaps a new favourite.

We also had a delicate temaki hand roll with conger (sea) eel. I love freshwater eel (unagi) in Japan and always try to include it once or twice in any trip but the conger eel was new to us, surprisingly quite a mild flavour, good texture, with the added crunch of fresh vegetables and crispy nori wrapper it was very good.

Our next stop is another Japanese classic, ramen. You’ll find many different ramen restaurants around the city from ultra casual street edge dining like this one to mid-range and even Michelin rated establishments.

Ramen can be the backbone of budget eating in Japan, a hearty meal for as little as Y600. There are literally thousands of ramen shops around Tokyo alone and there are a few decisions to make when you order so having an idea what you might like or not like up front is good. Do you like fat noodles or thin, mushrooms, egg, what sort of broth? So many decisions.

A good broth is a great place to start and while this ramen stand is among the great budget finds in Shibuya that doesn’t mean that they skimp on flavour. You can order other broths like miso, but their specialty is their 4-day tonkotsu or pork bone broth. Boiling the bones for many hours results in this milky broth you can see below, it is loaded with collagen and all the healthy bone broth benefits then topped off with a nice fatty flavourful chunk of roasted port, seaweed, green onions and mushrooms.

They are going to have to roll me on to the next stop if we keep eating like this, I know you don’t have to finish you plate but yum it really is good.

Giving ourselves a bit of time for that course to digest a little we explore a bit of Shibuya on foot and take some group photos. The other 4 in our group head home early tomorrow morning so Yappy shows us some of the most popular souvenirs in Donki, or Don Quixote a top spot for the popular Japanese KitKat flavours and other food treats to take home for friends.

We wander through a few more streets and it’s time for course number 3 and it’s one of my favourites, okonomiyaki. This isn’t the more familiar Osaka style though, they specialise in the Hiroshima version, a layered okonomiyaki with a generous serving of noodles baked in.

Half the fun with this dish is watching it being cooked and while we are seated comfortably at a table to order our drinks and eat, they were also happy for us to stand around the bar and watch the chef assemble our dinner.

Hiroshima okonomiyaki cooking
Hiroshima okonomiyaki ready to eat

Our 4th stop is an izakaya, a style of casual bar that serves food along with drinks. This one is a chain that has specialised in Nagoya style chicken wings with their spicy peppery kick for over 50 years. Of course, they also serve other izakaya classics like kushi katsu skewers, slices of fluffy Japanese omelette and gyoza, the part steamed, part fried dumplings everyone loves.

We ordered drinks again at this stop as part of the tour and if you haven’t tried matcha beer before it is surprisingly good. As a general rule I’d say I like matcha better than I like beer, but I do often have a beer in Japan and I really enjoyed this one, I would definitely order it again. Normal beer, shochu or soft drinks are other options if you aren’t a matcha fan.

Drinks at Yamachan including a matcha beer

We are all very full at this stage, even the teen boys on the tour are struggling to finish, so we take a final walk through the streets of Shibuya that have continued to get busier as the evening progresses. Yappy steers us into a store that looks like the food basement floor of a high-end department store like Daimaru or Mitsukoshi but this one is part of the station complex. This is where our tour ends for the evening with a red bean paste filled pancake, apparently not a dorayaki but had a very similar texture and flavour.

The Shibuya food tour with Arigato Japan is a great one for getting an overview of many Japanese dishes that are enjoyed on a night out with friends and a few drinks across Japan. It is a lot of fun, no one is leaving hungry and there are some great finds along the way to explore further during the remainder of your stay in the city.

Looking at booking your own food tour in Tokyo? This Shibuya food tour is a good pick for a night out with drinks, we like the Asakusa daytime tour as a good option with the family and you can’t go past the All Stars walk through Ginza and Shinbashi if you want to try some foods that most of us visitors are less familiar with.

‘Too risky to proceed’: Endangered dusky sea snake a wake-up call for Woodside

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SYDNEY/PERTH, Thursday 5 Sept 2024 — The dusky sea snake has been newly-listed as endangered by Federal Environment Minister Plibersek amidst mounting concern about the environmental impacts of Woodside’s Burrup Hub gas project.

Woodside plans to drill up to 50 gas wells just kilometers from Scott Reef, a critical habitat for the dusky sea snake, as part of its Burrup Hub gas project. Calls to protect the rare species could have major consequences for the proposed development, which is currently undergoing State and Federal environmental approvals. 

If approved, Woodside’s Burrup Hub would be the largest and most polluting new fossil fuel project in the country.

Joe Rafalowicz, Head of Climate and Energy at Greenpeace Australia Pacific, said:

“The listing of the dusky sea snake as endangered must be a wake-up call for Woodside and Environment Minister Plibersek: the Burrup Hub gas project is too risky to proceed, and will create an extinction risk for marine animals.

“Woodside’s plans involve drilling for gas underneath Scott Reef, a pristine oceanic reef the Department describes as ‘a stronghold for the dusky sea snake’.

“Minister Plibersek’s commitment to ‘no more extinctions’ under this Government will ring hollow if she does not immediately follow her own department’s advice to protect Scott Reef by urgently reducing and eliminating threats from the fossil fuel industry.

“Crucial reforms to our national nature law have stalled in parliament — which means Woodside can get away with drilling for gas in critical habitat for the dusky sea snake, as the species was listed after Woodside’s approval document was submitted.” 

-ENDS-

Images of Scott Reef marine life and Greenpeace protests can be found here

For more information or interviews contact Kate O’Callaghan on 0406 231 892 or [email protected]

or Frankie Adkins on 0402 316 996 or [email protected]



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Apple watchOS 11 becomes official with many features

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Apple has just released watchOS 11, a significant update for the Apple Watch. This update brings new Translate and Vitals apps, AI-powered Smart Stack curation, and other exciting features.

To install watchOS 11, go to Settings > General > Software Update on your watch. Alternatively, you can use the Watch app on your iPhone. Open the Watch app, select My Watch, then navigate to General > Software Update and follow the instructions. Your watch needs at least 50% battery to complete the update.

Please note that watchOS 11 is not compatible with the Apple Watch Series 4 (2018), Series 5 (2019), or the original Apple Watch SE.

New Widgets and Smart Stack Enhancements

watchOS 11 introduces new widgets for Shazam, Photos, and Distance. You can interact with them directly within your Smart Stack. Also, Live Activities from your iPhone now appear on your wrist, providing real-time updates for deliveries, sports, and more without needing to open apps.

The Smart Stack feature leverages AI to present the most relevant widgets at the right time. In watchOS 11, the Smart Stack considers additional factors like time, date, location, and your daily habits. For instance, a severe weather alert widget might automatically appear before a thunderstorm.

Double-tap on watchOS 11, Apple Intelligence, and Maps

The double-tap gesture has been enhanced in watchOS 11. It now lets you scroll within any app. Moreover, your iPhone will now display notification summaries generated by Apple Intelligence.

For outdoor enthusiasts, the Maps app offers hiking trails for all U.S. national parks, complete with offline support, turn-by-turn directions, and customizable routes.

Double Tap on Apple Watch

Apple Pay and Developer Tools

Apple Pay has a new feature called Tap to Cash, which allows you and a friend to send or receive Apple Cash by simply tapping your watches together.

Developers can now create interactive widgets for the Smart Stack and display more timely information using new APIs in watchOS 11. They can also assign complex actions to the double-tap gesture.

Apple Pay Later

Gizchina News of the week


Vitals App on watchOS 11

The Vitals app in watchOS 11 provides insights into your sleep metrics, including heart rate, respiratory rate, wrist temperature, sleep duration, and blood oxygen levels. You can explore these measurements in detail, and the app utilizes an algorithm derived from real-world data from the Apple Heart and Movement Study to alert you when two or more metrics deviate from expected ranges. It can even correlate these changes to factors such as alcohol consumption, elevation changes, or illness.

Vitals on Apple Watch

Enhanced Photos Watch Face and New Features

The Photos watch face in watchOS 11 employs machine learning to select images based on aesthetics, composition, and facial expressions. It can now showcase a different photo each time you raise your wrist, and offers various customization options like time sizes, layouts, and font choices.

The Check In feature, previously introduced in the iPhone’s Messages app, has now made its way to the watch. You can access it within the Messages and Workout apps. Additionally, the Translate app, which was originally available on the iPhone, has been integrated into the watch. It supports 20 languages directly on your wrist and utilizes AI to automatically suggest a Translate widget when you’re in a foreign location.

Apple Watch Series 10 colors

Better Fitness Tracking on watchOS 11

For fitness enthusiasts, watchOS 11 introduces a new feature. It tracks your training load over the past seven and 28 days. Then, it categorizes it as Well Below, Below, Steady, Above, or Well Above. This helps you gauge whether the current strain on your body is increasing, remaining consistent, or decreasing.

The app can warn you of potential injury risks or changes to your body if you continue to exert excessive pressure. This app utilizes data from onboard sensors for that.

Besides, the Workout app now includes additional workout types with route maps. That includes:

  • Soccer
  • American Football
  • Australian Football
  • Outdoor Hockey
  • Lacrosse
  • Downhill Skiing
  • Cross Country Skiing
  • Snowboarding
  • Golf
  • Outdoor Rowing

Pool Swims workouts now support sets of work and recovery with haptic feedback. Additionally, a new Up Next view provides information on the remaining interval and a preview of the upcoming one.

Disclaimer: We may be compensated by some of the companies whose products we talk about, but our articles and reviews are always our honest opinions. For more details, you can check out our editorial guidelines and learn about how we use affiliate links.





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Children, My Heavenly Word for You is Honey Sweet ~by June Sheltrown Reinke

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“My Word for you is sweet, like a honey cone,” says The LORD.

“Taste and see that I AM good. For I AM The Living Word, and you can eat it and be nourished by it and grow and mature.

“My Word for you is always good. Trust in My goodness. Partake of Me. For as you do, you can never go wrong.

“I will give you everything that you need, and nothing will be left out,” says The LORD.

“You will have an endless supply, for My Word is eternal,” says The LORD.

“My love is everlasting and My care of you is constant. You cannot exhaust My Greatness for you, and My Faithfulness is renewable, daily.

“I AM compassionate, and there is no reason for you to be fearful. Come and dine, for My love for you is life, and healing, and health, and deliverance.

“My loving kindness is better than wine. Come and eat and drink of it and be intoxicated with My love that will captivate your attention.

“I will fill you with My sweetness, as I give Myself to you, My Bride, and envelop you with the fullness of My intimate fellowship, as I lavish My Love on you,” says The LORD.

 

~ June Sheltrown Reinke


June Sheltrown ReinkeDr. June Sheltrown Reinke is a prophetic pastor, evangelist and teacher. She has been the senior pastor of Faith Fellowship Ministries in Florida since 1988. She has ministered in the prophetic to individuals and corporate groups for decades.

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Sean O'Malley requires surgery following title defeat

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The bad news continues to pile up for Sean O’Malley. Shortly after news that he was suffering from an injury heading into his title bout at UFC 306 surfaced, it has now been confirmed that ‘Suga’ will require surgery.

O’Malley was at the heart of the bantamweight division’s rise to becoming one of the most exciting weight classes in the sport. Now, the fan-favorite must fight his way back to the top after losing his belt this past weekend.

Taking nothing away from Merab Dvalishvili’s eye-catching performance, many suspected something was wrong as Sean O’Malley didn’t look his usual self in the cage.

Those rumors have only elevated now it has been confirmed that the Arizona native was nursing an injury throughout his entire UFC 306 fight camp.

According to reports, Sean O’Malley will go under the knife in October after suffering a torn labrum in his hip.

This will likely keep the former champion out for several months, putting an end to any hopes of a quick turnaround in late 2024 or early 2025.

While many expected a much closer matchup, Merab Dvalishvili did what he does best.

A complete dominant showing over the 25-minute affair saw the Georgian capture UFC gold at the first time of asking. 

Related: Merab Dvalishvili torches ‘disrespectful’ Sean O’Malley coach after UFC 306

What was wrong with Sean O’Malley at UFC 306?

As previously mentioned, fans believe Sean O’Malley wasn’t his usual self at UFC 306, so what went wrong?

Despite arguably looking the worst he ever has inside the octagon, Sean O’Malley insisted that everything went according to plan in the build-up to the historic night at the Las Vegas Sphere. 

Aside from his injury revelation, the 29-year-old claimed that he felt great heading into the bout and didn’t have any surprise weight cutting issues.

O’Malley will now watch from the sidelines as he recovers from his forthcoming surgery in October.





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HRP Awards 2024 Summer Fellows  – Harvard Law School

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HRP Awards 2024 Summer Fellows 

HRP is pleased to award its 2024 summer fellowships to Elizabeth (Liz) Poulos JD’25 (left in photo above) and Zoe Olbrys JD’26 (right). 

Summer fellowships for human rights internships are a central part of the Harvard Law School human rights experience and provide rich professional, personal, and intellectual opportunities. Many students and alumnae/i who are committed to human rights were introduced to the field through an internship. Interns work for at least eight weeks with nongovernmental or intergovernmental organizations advancing human rights. 

You can find the bios of this year’s summer fellows below.  

Elizabeth (Liz) Poulos JD’25 will work with Global Labor Justice, supporting their labor rights advocacy, international litigation, and multi-union multinational organizing campaigns of garment workers, agricultural workers, and service workers. Liz will collaborate with GLJ advocates and attorneys to provide strategic legal representation for workers organizing for collective action, demanding justice for labor rights violations, and building worker power beyond borders. Before law school, Liz pursued a masters in Religion, Ethics, & Politics at Harvard Divinity School, while organizing for immigrant rights and worker justice with Promise Arizona as a Presidential Public Service Fellow. Before studying at Harvard, Liz served as an English Teaching Fellow in the banlieue of Paris and coordinated migrant worker justice programming through Serve the City Paris. Liz holds a B.A. in History with a specialization in political and social theory and a certificate in French from Williams College.   

Zoe Olbrys JD’26 will intern with the California Department of Justice in Los Angeles, working with the Civil Rights Enforcement Section to promote and protect federal and state civil and constitutional rights. Her interests include reproductive and economic justice, political theory, and the intersection of law with religion and technology. At Harvard, Zoe worked with the UN Independent Expert on Sexual Orientation and Gender Identity to examine discriminatory legislation and international human rights violations. She holds a B.A. in Political Philosophy, Policy, and Law and History from the University of Virginia, where her research focused on crisis pregnancy centers, digilantism, and the Equal Rights Amendment. 



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Diddy Indicted, Kim Zolciak, Demario Davis

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