London Escorts sunderland escorts asyabahis.org dumanbet.live pinbahiscasino.com sekabet.net www.olabahisgir.com maltcasino.net faffbet-giris.com asyabahisgo1.com www.dumanbetyenigiris.com pinbahisgo1.com sekabet-giris2.com www.olabahisgo.com maltcasino-giris.com faffbet.net betforward1.org www.betforward.mobi 1xbet-adres.com 1xbet4iran.com romabet1.com www.yasbet2.net www.1xirani.com www.romabet.top www.3btforward1.com 1xbet https://1xbet-farsi4.com بهترین سایت شرط بندی betforward
Home Blog Page 23

Jordin Sparks Releases New Holiday Song

Admin
-
0
Jordin Sparks Releases New Holiday Song


The Holidays are right around the corner and as an early gift, Us Weekly can exclusively reveal Jordin Sparks’ new holiday song.

Sparks’ track “S-N-O-W” is featured on the EP Growin’ Up Holiday, which is set to be released on Friday, October 18.

In honor of the new song , Sparks, 34, opened up to Us about her holiday traditions — and what she still does with her son, DJ, whom she shares DJ with husband Dana Isaiah.

“When I was growing up, I loved making popcorn balls with my family. DJ and I really enjoy being in the kitchen and being ‘taste tester’ for the sweet treats!” Sparks says.

Stars With Original Holiday Songs That Became Instant Classics

Related: Mariah! Kelly! Justin! Stars With Original Holiday Songs: Listen

As Will Ferrell’s Buddy the Elf once said, “The best way to spread Christmas cheer, is singing loud for all to hear!” Mariah Carey, Kelly Clarkson and more musicians have taken that message to heart — releasing their own original holiday songs over the years. Wham! seemingly kicked off the trend of recording fresh and […]

In “S-N-O-W,” Sparks sings the lyrics, “I want to snow / everywhere that I go” and “I want to make angel wings while it falls from the sky / Want to turn snowflakes into snowball fights / Santa hurry, can you make it flurry fast? Is it too much to ask?”

But for the Arizona native, she admits the itch to see snow isn’t as strong — after all, she is a West Coast girl!

“I remember thinking that it was beautiful but I didn’t want to be in it,” Sparks tells Us about experiencing her first snowfall.

Jordin Sparks Releases New Holiday Song
Courtesy of Platoon

And for her husband, “Dana is originally from Chicago so he has seen a lot of snow in his life,” she adds with a laugh.

It’s safe to say that Sparks is excited for Christmas, as she previously told Us that it was her favorite holiday.

The festive EP also includes three other original holiday songs by artists Smithfield, Walk Off the Earth and Jaden Michaels (who also serves as executive producer). It’s an extension of Platoon’s family-friendly music series that started with Growin’ Up Country Vol. 1 & 2, Growin’ Up Holiday.

With “S-N-O-W,” the Season 6 American Idol winner can now add another holiday song to her beloved discography. Last year, Sparks released The Gift of Christmas, an EP full of four classic holiday songs: “O Come, All Ye Faithful,” “Jingle Bells,” “Angels We Have Heard on High” and “Silent Night.” She released Cider & Hennessy in 2020, which includes 10 original holiday songs and has performed in the Macy’s Thanksgiving Day Parade three times.

Jordin Sparks Releases New Holiday Song
Courtesy of Platoon

While Sparks gifted Us with another holiday tune this year, she has “a miniature cow” on her list.

Listen to “S-N-O-W” here.

See the full tracklist below:
1. Santa Pick Up the Phone – Walk Off the Earth
2. S-N-O-W – Jordin Sparks
3. Sugar High – Jaden Michaels
4. Hey Rudolph – Smithfield

Looking for Futures Arbitrage in the Stock Tape

Admin
-
0
Looking for Futures Arbitrage in the Stock Tape


We know that U.S. equity futures and S&P 500 index prices track each other very closely, so clearly arbitrage occurs. 

But as futures trade way more value than stocks each day (Chart 1), that means not every futures trade leads to stock arbitrage, which raises an interesting question: How much does futures arbitrage add to stock volumes?

Today, using low latency data, we identify large amounts of the value in the S&P 500 index trading in one microsecond and estimate how much futures arbitrage is adding to stock trading per day. 

Chart 1: Futures trade more notional than all stocks combined 

Futures are cheaper to trade than stocks

We estimate that crossing spreads on futures is much cheaper than crossing spreads on the full portfolio of S&P 500 stocks. As we see below, spreads on S&P 500 futures are around 1 basis point (bps), while spreads on the portfolio of stocks are more than 4 bps. That makes buying and selling futures notably cheaper than buying the stocks themselves (before accounting for roll and settlement costs).

Interestingly, spreads on the S&P 500 exchange-traded funds (ETFs) are also cheaper than stocks, so some arbitrage might affect the ETF market before it affects the stock market.

Chart 2: Spreads across different S&P 500 index exposures 

Spreads across different S&P 500 index exposures

Both spreads need to be crossed in an arbitrage

What makes spreads even more important is the fact that, before arbitrage occurs, the bids and offers of each asset class need to overlap. In short, an arbitrageur needs to cross both spreads. 

We show how arbitrage works, in theory, in the diagram below: The futures offer needs to be cheaper than the bid on all the stocks in the S&P 500 portfolio for an arbitrageur to collect profits (and that’s before settlement and fixed trading costs).

Given how small the spread on the futures is (compared to the stock basket), it’s likely the futures could tick up and down inside the stock spread without triggering stock arbitrage.

Chart 3: Spreads across exposures for different S&P 500 index product types 

Spreads across exposures for different S&P 500 index product types

However, as we recently noted, an arbitrageur might not need to wait for the WHOLE basket to be mis-priced to execute an optimized arbitrage. For example, a decent risk-reward may exist when trading as few as 100 stocks against the futures price. We estimate a basket of the 100 largest stocks in the S&P 500 have a lower 3.7 bps spread.

Either way, stocks are unlikely to arbitrage every time futures tick, which helps explain why futures trade even more than stocks.

Using low latency data to spot futures trades 

Another way to look for futures arb trades is to extend some of the recent work we have been doing on the U.S. market latency.

In our latest study, we looked at how an ISO order for each stock sweeps across the different stock markets in just milliseconds (us). 

We also know that futures can trade in Chicago — more than 700 miles (around 3.9k us or 4 microseconds (ms) by microwave) away from where stocks trade in New Jersey. Looking at the map below, all three of the New Jersey trading centers are essentially the same distance from Chicago, so, in theory, if an arbitrageur trades stocks against futures, we should see instances when many (if not all) of the S&P 500 stocks trade in the same millisecond — regardless of whether the trade starts in Chicago or New Jersey.

So today, we look for instances when many of the S&P 500 constituents trade in the same millisecond.

Chart 4: Speed of light distance between futures and stock exchanges

Speed of light distance between futures and stock exchanges

We also picked a date when the market was reasonably volatile (Jan. 19, 2024, to be exact), thinking that would be more likely to make prices dislocate enough for arbitrage to occur. Then, we looked at all the S&P 500 stocks each millisecond and counted how many of them saw trade activity.

We plot the results below, summed by cumulative S&P 500 index weight that trades (blue bars). We also track the price for the S&P 500 ETF (VOO) to show volatile periods. The time axis shows only the events with over 20% of the index (by weights) trading in the same millisecond. 

Chart 5: Adding up how much of the S&P 500 index trades in the same millisecond over one (somewhat volatile) day 

Adding up how much of the S&P 500 index trades in the same millisecond over one (somewhat volatile) day

Some things we see are:

  • Instances where 70% or more of the S&P 500 by index weight is traded within the same millisecond are relatively rare (dark blue bars). Although, when they do occur, it seems that the VOO price also gaps up or down, which is consistent with price changes that may lead to more arbitrage opportunities.
  • Clusters of around 30% of the index weights trading in the same millisecond happen much more frequently.
  • Stronger arbitrage seems to be clustered by time. On this date, activity seems to be higher from 10 a.m. – 11:30 a.m., and again around 12:30 p.m. and between 2:30 p.m. – 3 p.m. Activity into the close is also concentrated but a notably different color, indicating a mid-sized arb portfolio. 

Futures arbitrage is less important than you might think

Overall, it seems that futures arbitrage happens consistently during the day, but mostly in optimized baskets. If we look at the value of all the stock trades in the bars in Chart 5, assuming these trades are related to arbitrage, we see notional of around $8.4 billion traded. That’s around 3% of all trading on a typical day.

This all helps us understand why stocks trade less than futures. It is about half as much as our previous estimates of the impact on the underlying stock markets. 

Additionally, this means that there is even more liquidity in the stock market that would resemble more stock or sector specific trades, ensuring that index trading doesn’t overwhelm price discovery and efficient capital allocation.

Nicole Torskiy, Economic Research Senior Specialist, contributed to this article. 

Your Solution For Puffiness, Dark Circles, And Fine Lines

Admin
-
0
Your Solution For Puffiness, Dark Circles, And Fine Lines


Under-eye patches have gained popularity as a go-to solution for addressing various concerns related to the delicate skin beneath the eyes. These patches, typically made from a gel or sheet material infused with active ingredients, are designed to provide hydration, reduce puffiness, and diminish the appearance of dark circles.

What Are Under Eye Patches?

Under-eye patches are small, often semi-transparent, gel or fabric-based treatments that adhere to the skin beneath the eyes. They are usually shaped to fit the under-eye area and are often infused with a variety of beneficial ingredients. Common components include hyaluronic acid, collagen, peptides, caffeine, and botanical extracts, each chosen for its specific skin benefits.

The patches can vary in thickness, texture, and design. Some are designed for single use, while others are reusable. The patches work by delivering concentrated doses of active ingredients directly to the skin. This targeted application allows for more effective penetration than traditional creams or serums.

Uses of Under Eye Patches

The primary use of under-eye patches is to treat various skin concerns. One of the most prevalent issues is puffiness, which can be caused by a variety of factors including lack of sleep, stress, and allergies. The cooling effect of the patches can help constrict blood vessels and reduce swelling, leading to a refreshed appearance.

Dark circles, another common concern, can result from genetics, fatigue, or aging. Many under-eye patches contain brightening agents that can help to diminish the appearance of these shadows, making the eyes look more vibrant. Additionally, these patches often provide hydration, which is essential for maintaining skin elasticity and preventing fine lines.

In addition to these benefits, under-eye patches can also be a part of a self-care routine. Many users enjoy the ritual of applying them as a way to unwind and pamper themselves. The soothing experience of wearing the patches can promote relaxation and help alleviate stress, making it an excellent addition to any skincare regimen.

Who Should Use Under Eye Patches?

Under-eye patches can benefit various individuals, regardless of skin type. They are particularly useful for those who experience puffiness or dark circles regularly. People with busy lifestyles, those who frequently travel, or anyone who struggles with sleepless nights may find these patches especially helpful.

While most people can safely use under-eye patches, individuals with sensitive skin or specific skin conditions should exercise caution. It’s advisable to check the ingredient list for potential allergens and conduct a patch test before applying them extensively. Consulting with a dermatologist can also provide guidance tailored to one’s unique skin needs.

The 25 Best Under-Eye Patches

1. Grace & Stella Under Eye Mask

The Grace & Stella Under Eye Mask offers a targeted solution for dark circles, puffiness, and fine lines. This set includes 24 gel patches designed to hydrate and rejuvenate the delicate under-eye area. Infused with sea moss, these vegan, cruelty-free masks aim to cool and depuff the skin, providing a refreshing treatment for tired eyes. They are free from parabens and sulfates, making them suitable for sensitive skin. With a user rating of 4.3 stars from over 25,000 reviews, these under-eye masks are well-received and regarded as a reliable choice for enhancing under-eye skincare routines.

Best Under Eye Patches

2. Enaskin Naturals Under Eye Patches

Enaskin Naturals Under Eye Patches are designed to address common concerns such as dark circles, puffiness, and fine lines. Each pack contains 30 pairs of hydrogel eye masks infused with retinol and collagen, which enhance skin hydration and elasticity. The formulation includes hyaluronic acid, glycerin, and vitamin E, promoting skin repair while being suitable for all skin types. Users generally find these patches comfortable, as they adhere well to the skin. The recommended usage is for about 20 minutes, providing a convenient option for those seeking to improve their under-eye appearance without extensive skincare routines.

Best Under Eye Patches

3. 24K Gold Under Eye Patches by Maskiss

The 24K Gold Under Eye Patches by Maskiss reduce puffiness and dark circles under the eyes. Each pack contains 25 collagen-infused patches designed to hydrate and rejuvenate the delicate skin around the eyes. With active ingredients such as hyaluronic acid and 24K gold, these patches improve skin elasticity, minimize fine lines, and provide a soothing effect. Users have reported visible results in hydration and a reduction in puffiness after just one use. These patches are unscented and suitable for all skin types, making them a versatile addition to any skincare routine.

Best Under Eye Patches

4. Topicals Faded Brightening Under Eye Masks

Topicals Faded Brightening Under Eye Masks address common concerns such as dark circles, puffiness, and fine lines. Each mask contains a blend of effective ingredients, including kojic acid, caffeine, and niacinamide, which work together to hydrate and brighten the under-eye area. Users report noticeable improvements in skin appearance after use, making them suitable for all skin types. The unscented formula enhances comfort during application. With a solid 4.5 out of 5 stars based on 894 ratings, these masks have gained popularity.

Best Under Eye Patches

5. DERMORA Golden Glow Under Eye Patches

DERMORA Golden Glow Under Eye Patches offers a rejuvenating treatment for dark circles and puffiness. Each pack contains 20 pairs of gel patches designed to smooth wrinkles and fine lines while revitalizing the under-eye area. The formulation claims to nourish and tighten the skin, promoting a refreshed appearance. The patches are individually wrapped, making them convenient for travel. With a 4.2 out of 5 stars rating from over 41,000 users, these patches have gained popularity for their effectiveness in brightening and revitalizing tired eyes.

Best Under Eye Patches

6. MAREE Eye Patches

MAREE Eye Patches address common under-eye concerns, such as dark circles and puffiness. Formulated with natural marine collagen and hyaluronic acid, these patches aim to hydrate and soothe the delicate skin in the under-eye area. The product claims to provide anti-aging benefits by helping to reduce the appearance of fine lines and wrinkles. With a non-slip design, they remain securely in place for 15-20 minutes, allowing easy multitasking. Suitable for all skin types, these eye patches are free from harsh chemicals and are marketed as a convenient option for a quick skincare boost at home or on the go.

Best Under Eye Patches

7. Grace & Stella Wrinkle Pads and Patches

The Grace & Stella Wrinkle Pads and Patches are a set of under-eye masks designed to address puffiness and dark circles. Each pack contains 12 pairs of eye patches in three colors—pink, gold, and blue—offering a visually appealing self-care experience. These patches are formulated with beneficial ingredients such as niacinamide, peptides, and amino acids, promoting hydration and rejuvenation. They are free from sulfates, phthalates, and parabens, making them suitable for various skin types. Users have rated them 4.7 out of 5 stars

Best Under Eye Patches

8. Ocim Under Eye Patches

The Ocim Under Eye Patches are designed specifically for use during eyelash extension applications. These hydrogel patches are made from 100% natural plant extracts, ensuring they are gentle and non-irritating to the skin. They feature a lint-free design that prevents eyelashes from sticking to the pads, enhancing the efficiency and cleanliness of the process. The Flex-Form technology allows for a customized fit, accommodating various eye shapes and sizes. In addition to providing comfort, these pads help stimulate collagen production, contributing to a brighter appearance under the eyes. They are suitable for all skin types and are vegan and cruelty-free.

Best Under Eye Patches

9. Onespring Under Eye Patches

The Onespring Under Eye Patches offer a targeted solution for issues like wrinkles, puffiness, and dark circles. Each pack contains 24 pairs of gel pads infused with collagen, hyaluronic acid, and premium pearl extract, designed to hydrate and rejuvenate the delicate skin around the eyes. Users report noticeable improvements in the appearance of fine lines and overall skin texture after use. The patches are suitable for all skin types and can be applied for about 20 minutes for optimal results. The product has a 4.4-star rating from 845 reviews.

Best Under Eye Patches

10. Peter Thomas Roth’s 24K Gold Pure Luxury Lift & Firm Hydra-Gel Eye Patches

Peter Thomas Roth’s 24K Gold Pure Luxury Lift & Firm Hydra-Gel Eye Patches offer an anti-aging solution aimed at reducing the appearance of fine lines, wrinkles, crow’s feet, and puffiness around the eyes. Infused with 24K gold and designed to help lift and firm the skin, these dermatologist-tested patches are suitable to address under-eye concerns. They are paraben-free and scented with lavender, providing a soothing experience. Users have noted their effectiveness in brightening the eye area and minimizing dark circles. Available in gel form, they are an accessible luxury for under-eye care.

Best Under Eye Patches

11. Qyiywim Under Eye Patches for Puffy Eyes Treatment

The Qyiywim Under Eye Patches for Puffy Eyes Treatment offers a comprehensive solution for addressing dark circles and puffiness. Each pack contains 30 pairs of eye masks infused with 24K gold and hyaluronic acid, known for their hydrating and anti-aging properties. Users have reported noticeable improvements in puffiness and fine lines after consistent use. The gel pads are lightweight, easy to apply, and provide a soothing experience. With an average rating of 4.5 stars from 472 reviews, they are well-regarded for their effectiveness.

Best Under Eye Patches

12. Hero Cosmetics Mighty Patch

Hero Cosmetics Mighty Patch for Tired Eyes is a soothing hydrogel patch that addresses under-eye puffiness and fatigue. Infused with ingredients like niacinamide, tri-hyaluronic acid, panthenol, and allantoin, these patches awaken the under-eye area. Suitable for sensitive skin, they provide a cooling sensation without leaving a sticky residue. The patches are contoured to fit securely, with over 91% of users reporting that they did not slip during wear. Each pack contains six patches, making them a convenient option for daily use. Reviews indicate a general satisfaction rating of 4.3 out of 5 stars from 225 ratings.

Best Under Eye Patches

13. Depology Deepcare+ Serum Infused Micro Dart Patches

The Depology Deepcare+ Serum Infused Micro Dart Patches are designed to address the appearance of fine lines and wrinkles while providing hydration to the under-eye area. Each pack contains four pairs of patches infused with a unique formulation of peptides, amino acids, and synthesized molecules, which work together to enhance skin texture. Users can apply the patches for a minimum of two hours or leave them on overnight for optimal results. Suitable for all skin types, especially dehydrated or mature skin, these patches offer a targeted approach to skincare.

Best Under Eye Patches

14. Dr. Pure Under Eye Patches for Puffiness

Dr. Pure Under Eye Patches for Puffiness addresses common under-eye concerns, such as fine lines, dark circles, and puffiness. Each gel patch is infused with retinol, collagen, and hyaluronic acid, to promote skin hydration and firmness. Independent consumer testing has shown that a significant percentage of users reported tighter skin and reduced puffiness after use. Suitable for all skin types, these patches are free from parabens and sulfates, making them a gentle option for sensitive skin. The application is straightforward: users should place the patches on clean, dry skin for 20 minutes for optimal results.

Best Under Eye Patches

15. PITHER Under Eye Patches

PITHER Under Eye Patches are formulated to address common concerns such as dark circles, puffiness, and wrinkles. Each pack includes 30 pairs of eye masks enriched with hyaluronic acid and collagen, to enhance skin elasticity and hydration. The patches are suitable for all skin types and are made from gentle ingredients, making them appropriate for sensitive skin. Users apply the patches to clean skin for 15-20 minutes before gently massaging to enhance absorption.

Best Under Eye Patches

16. Under Eye Patches for Dark Circles by Enaskin Naturals

Under Eye Patches for Dark Circles by Enaskin Naturals offers a convenient solution for those seeking to reduce puffiness and dark circles. Infused with caffeine and hyaluronic acid, these gel masks effectively hydrate the under-eye area while smoothing fine lines and enhancing skin elasticity. They are suitable for various skin types, including sensitive skin, and provide a soothing treatment that can be used at night or in the morning. With a rose scent, these patches cater to both men and women, making them a versatile addition to any skincare routine. The product is well-rated, boasting 4.8 out of 5 stars from 105 reviews.

Best Under Eye Patches

17. Peter Thomas Roth Potent-C Power Brightening Hydra-Gel Eye Patches

The Peter Thomas Roth Potent-C Power Brightening Hydra-Gel Eye Patches are designed to target dark circles, fine lines, and puffiness around the eyes. Infused with THD Ascorbate Vitamin C, which is 50 times more potent than traditional Vitamin C, these patches brighten the under-eye area. Additional ingredients like Vitamin E and ferulic acid work to enhance the anti-aging effects, while caffeine helps reduce puffiness. Each pack contains 60 alcohol-free patches, and the product has received an average rating of 4.3 stars from over 300 customer reviews. It’s unscented and priced at $65 for 60 patches.

Best Under Eye Patches

18. SHUIKU 24K Gold Under Eye Patches

The SHUIKU 24K Gold Under Eye Patches help with puffiness, wrinkles, and fine lines, offering a revitalizing treatment for the delicate under-eye area. Infused with collagen and 24K nano gold, these patches aim to firm the skin while reducing dark circles and puffiness. Lightweight and easy to apply, they provide a soothing experience, helping to accelerate collagen renewal. Each patch is individually sealed, ensuring hygiene and convenience. Suitable for all skin types, they offer a simple, effective solution to combat signs of aging around the eyes and other areas prone to dryness.

Best Under Eye Patches

19. Olrom Collagen-Enriched Eye Mask pack

The Olrom Collagen-Enriched Eye Mask target dark circles, puffiness, and fine lines. Each set includes four variations, enriched with ingredients like 24k gold, Dead Sea minerals, coconut milk protein, and aloe vera. These patches aim to hydrate and revitalize the delicate skin around the eyes, promoting a smoother and more refreshed appearance. Hyaluronic acid helps boost moisture retention, while colloidal gold and natural minerals support elasticity. These eye patches are suitable for all skin types. 

Best Under Eye Patches

20. Fivewan 24k Gold Under Eye Patches

The Fivewan 24k Gold Under Eye Patches is a convenient skincare solution for both men and women, designed to address dark circles, puffiness, and wrinkles. Infused with collagen, hyaluronic acid, and 24k gold, these patches deeply moisturize and rejuvenate the delicate skin under the eyes. With regular use, the product claims to help soothe and refresh the skin, reducing signs of aging and fatigue. Ideal for sensitive skin, these under-eye masks can be used twice a week without requiring a large budget or extensive time commitment.

Best Under Eye Patches

21. Skyn ICELAND Hydro Cool Firming Eye Gel Patches

The Skyn ICELAND Hydro Cool Firming Eye Gel Patches are designed to firm, tone, and reduce puffiness in the under-eye area. These gel patches contain concentrated doses of soothing ingredients like extensin proteins, hexapeptide, and Ginkgo biloba, which help improve blood flow and minimize the appearance of fine lines and wrinkles. Free from harsh chemicals, including parabens and silicones, the patches are vegan and suitable for sensitive skin. Easy to apply and remove, they offer a cooling effect, helping to rejuvenate tired eyes in just 10 minutes

Best Under Eye Patches

22. TEREZ & HONOR Under Eye Patches for Dark Circles

The TEREZ & HONOR Under Eye Patches for Dark Circles gives a gentle yet effective treatment for reducing puffiness, eye bags, and fine lines. Infused with ingredients like caffeine, hyaluronic acid, and niacinamide, these Korean skincare patches hydrate and brighten the under-eye area. Free from harsh chemicals such as silicone, mineral oil, and parabens, they are designed to be safe for all skin types, including sensitive skin. With 30 pairs in a pack, these patches provide an affordable, convenient option for those looking to refresh and revitalize tired eyes, delivering cooling and anti-wrinkle benefits.

Best Under Eye Patches

23. Ifezac 24K Gold Under Eye Patches

The Ifezac 24K Gold Under Eye Patches offer targeted care for puffy eyes, under-eye bags, and wrinkles. Infused with collagen, 24K gold, and hyaluronic acid, these patches provide deep hydration and nourishment for delicate under-eye skin. Their ergonomic U-shaped design ensures a snug fit while avoiding irritation. Suitable for all skin types, the patches work to reduce puffiness, brighten dark circles, and improve skin elasticity. Each pair is individually packaged for convenience. Users can also apply them to other areas like the forehead and neck.

Best Under Eye Patches

24. BRO MASK Under Eye Gel Pads by JAXON LANE

The BRO MASK Under Eye Gel Pads by JAXON LANE offers a convenient, hydrating solution for reducing puffiness and dark circles. Designed with a thick hydrogel texture, these pads effectively deliver key ingredients like bakuchiol, hyaluronic acid, and caffeine, which target aging signs and promote skin firmness. The product’s cooling effect makes it soothing for tired eyes, while its adherence to the skin ensures maximum absorption. Suitable for all skin types, the under-eye gel pads provide a non-irritating, moisturizing treatment, making them a practical alternative to traditional eye creams. Each pack contains six pairs and is free from parabens, sulfates, and phthalates.

Best Under Eye Patches

25. Under Eye Patches (60PCS) by BOLOBRE

The Under Eye Patches (60PCS) by BOLOBRE address puffiness, dark circles, and wrinkles with natural ingredients like hyaluronic acid, collagen, and nicotinamide. These gold-colored eye masks offer hydration and revitalization, making them suitable for all skin types. The patches adhere well to the skin and provide noticeable results within 20 minutes. Their non-sticky formula makes them convenient for everyday use, particularly for those who experience tired eyes due to long work hours or lack of sleep. Available in packs of 60, they offer a cost-effective solution for routine eye care.

(Disclaimer: This article is meant for informational and educational use only and is not a replacement for professional medical advice. For any health-related concerns or questions, please consult a licensed healthcare provider. Additionally, Medical Daily suggests opting for products that have been verified by independent third-party testing to ensure their quality and effectiveness. Editorial Policies & Methodology: These products are selected independently and objectively, based on online reviews, various data sources, and proprietary research.)

Published by Medicaldaily.com

EPL data: Which player is fastest? Who walks and sprints the most?

Admin
-
0


Erling Haaland is quick, but nobody in the Premier League covers more ground walking than the Manchester City striker.

Haaland has been among the fastest players this campaign, reaching speeds as high as 35.7 kilometers per hour (kph), according to a study conducted by BBC Sport and Opta.

Only three Premier League players have clocked higher speeds for their respective clubs than Haaland, with Tottenham Hotspur’s Micky van de Ven registering a league-high 37.1 kph. The Dutch center-back was also the fastest Premier League player last season, as well as the quickest at Euro 2024.

Top 10 fastest players at each club

Player Club Top Speed (kph)
Micky van de Ven Tottenham 37.1
Carlos Forbs Wolves 36.6
Anthony Elanga Nottingham Forest 35.9
Erling Haaland Manchester City 35.7
Gabriel Martinelli Arsenal 35.6
Alejandro Garnacho Manchester United 35.5
Cameron Archer Southampton 35.5
Pedro Neto Chelsea 35.4
Yankuba Minteh Brighton 35.4
Mohammed Kudus West Ham 35.3

Surprisingly, Manchester City’s Kyle Walker, previously considered one of the fastest players in the league, is the 80th quickest.

The study only ranks the quickest players for each club, so Van de Ven’s Spurs teammate Timo Werner misses out despite registering the same speed as Haaland.

But Haaland, the Premier League’s leading scorer, knows how to pace himself. He’s walked 28.2km this season, nearly a kilometer more than the league’s second-highest stroller, Max Kilman of West Ham United.

Perhaps the tactic has helped Haaland open the season with 10 goals in seven Premier League games.

Top 10 distance walked per club

Player Club Distance walked (km)
Erling Haaland Manchester City 28.2
Max Kilman West Ham 27.5
Cristian Romero Tottenham 27.1
Antoine Semenyo Bournemouth 26.9
Virgil van Dijk Liverpool 26.5
Matheus Cunha Wolves 25.9
Jan Bednarek Southampton 25.4
Anthony Gordon Newcastle 25.2
Diogo Dalot Manchester United 25.1
Cole Palmer Chelsea 25

The Norwegian is also among six players who have walked the furthest while also producing his team’s most sprints (96).

Newcastle’s Anthony Gordon is one of them, leading the Premier League with 187 sprints while walking a team-leading 25.2km. The league’s fastest player, Van de Ven, only has 82 sprints this term.

Top 10 most sprints per club

Player Club Sprints
Anthony Gordon Newcastle 187
Nicolas Jackson Chelsea 157
Antonee Robinson Fulham 154
Antoine Semenyo Bournemouth 149
Dejan Kulusevski Tottenham 142
Daniel Munoz Crystal Palace 141
Leif Davis Ipswich 141
Bryan Mbeumo Brentford 138
Salah/Szoboszlai Liverpool 137
Kaoru Mitoma Brighton 126

Nobody in the Premier League has covered more distance than Southampton midfielder Flynn Downes – and it’s not close.

The 25-year-old has covered almost 5km more than second-place Bruno Guimaraes of Newcastle United during 630 minutes played – a major factor that influenced the data in this category – in the Premier League this season.

Top 10 distances covered per club

Club Player Distance covered (km)
Flynn Downes Southampton 82.4
Bruno Guimaraes Newcastle 77.8
Kai Havertz Arsenal 77
Dwight McNeil Everton 76.7
James Justin Leicester 76
Jack Hinshelwood Brighton 76
Lewis Cook Bournemouth 75.1
Dejan Kulusevski Tottenham 74
Youri Tielemans Aston Villa 73.8
Ryan Gravenberch Liverpool 73.6

A Temporary Buydown Could Make Sense While Mortgage Rates Continue to Fall

Admin
-
0
A Temporary Buydown Could Make Sense While Mortgage Rates Continue to Fall


Last week, I argued that mortgage rates remain in a downward trend, despite some pullback lately.

The 30-year fixed had almost been sub-6% when the Fed announced its rate cut. That “sell the news” event led to a little bounce for rates.

Then a hotter-than-expected jobs report days later pushed the 30-year up to 6.5% and rates kept creeping higher from there.

They’re now closer to 6.625% and have reignited fears that the worst may not yet be behind us.

Whether that’s true or not, you can’t get a rate as low as you could just three weeks ago, and that makes the temporary buydown attractive again.

You Don’t Get Your Money Back on a Permanent Buydown

While some home buyers and mortgage refinancers were able to lock-in sub-6% rates in September, many are now looking at rates closer to 7% again.

This has made mortgage rates unattractive again, especially since there aren’t many lower-cost options around these days, such as adjustable-rate mortgages.

You’re basically stuck going with a 30-year fixed that isn’t worth keeping for anywhere close to 30 years.

And you’re paying a premium for it because the rate won’t adjust for the entire loan term.

One option to make it more palatable is to pay discount points to get a lower rate from the get-go.

But there’s one major downside to that. When you buy down your rate with discount points, it’s permanent. This means the money isn’t refunded if you sell or refinance early on.

You actually need to keep the loan for X amount of months to break even on the upfront cost.

For example, if you pay one mortgage point at closing on a $500,000 loan, that’s $5,000 that will need to be recouped via lower mortgage payments.

If rates happen to drop six months after you take out your home loan, and you refinance, that money isn’t going back in your pocket.

It’s gone forever. And that can obviously be a very frustrating situation.

Is It Time to Consider a Temporary Buydown Again?

The other option to get a lower mortgage rate is the temporary buydown, which as the name implies is only temporary.

Often, you get a lower rate for the first 1-3 years of the loan term before it reverts to the higher note rate.

While these have been painted as higher-risk because they’re akin to an adjustable-rate loan, they could still bridge the gap to lower rates in the future.

And perhaps most importantly, the money spent on the temporary buydown is refundable!

Yes, even if you go with a temporary buydown, then refinance or sell a month or two later, the funds are credited to your outstanding loan balance.

For example, if you’ve got $10,000 in temporary buydown funds and all of a sudden rates drop and a rate and term refinance makes sense, you can take advantage without losing that money.

Instead of simply eating the remaining funds, the money is typically used to pay down the mortgage, as explained in Fannie Mae’s chart above. Say you’ve got $9,000 left in your temporary buydown account.

When you go refinance, that $9,000 would go toward the loan payoff. So if the outstanding loan amount were $490,000, it’d be whittled down to $481,000.

Interestingly, this could also make your refinance cheaper. You’d now have a lower loan amount, potentially pushing you into a lower loan-to-value (LTV) tier.

What Are the Risks?

To sum things up, you’ve got three, maybe your options when taking out a mortgage today.

You can go with an ARM, though the discounts often aren’t great and not all banks/lenders offer them.

You can just go with a 30-year fixed and pay nothing in closing for a slightly higher rate, with the intention of refinancing sooner rather than later.

You can pay discount points at closing to buy down the rate permanently, but then you lose the money if you sell/refinance before the break-even date.

Or you go with a temporary buydown, enjoy a lower rate for the first 1-3 years, and hope to refinance into something permanent before the rate goes higher.

The risk with an ARM is that the rate eventually adjusts and could be unfavorable. As noted, they are also hard to come by right now and may not offer a large discount.

The risk with a standard no cost mortgage is the rate is higher and you could be stuck with it if rates don’t come down and/or you’re unable to refinance for whatever reason.

The risk with the permanent buy down is rates could continue falling (my guess) and you’d leave money on the table.

And the risk of a temporary buydown is somewhat similar to an ARM in that you could be stuck with the higher note rate if rates don’t come down. But at least you’ll know what that note rate is, and that it can’t go any higher.

Read on: Temporary vs. permanent mortgage rate buydowns

Colin Robertson
Latest posts by Colin Robertson (see all)

Fara Williams makes claim about Mykhailo Mudryk fans won’t agree with

Admin
-
0
Fara Williams makes claim about Mykhailo Mudryk fans won’t agree with


The BBC have just put up an article from their columnist Fara Williams which is all about Mykhailo Mudryk.

In it, the former Everton and Arsenal defender explains how she thinks Enzo Maresca is helping the winger develop.

“Maresca has been patient with Mudryk too. There is a definitely a talented player there, you can see that with his strengths of speed, getting in advanced positions and carrying the ball, the former England stalwart said.

More Stories about Mykhailo Mudryk


“However, for young players, knowing what your strengths are and using them is difficult. Sometimes you want to do other things that might not suit you and you want to do too much,” she continued.

“Decision-making, which is the most important part of the game, is then not clear and that has been Mudryk’s problem You can, however, slowly see it coming and that is the same with the whole of Chelsea team.”

Enzo Maresca with Mykhailo Mudryk.

Major Mudryk issues remain unchanged, almost two years on

Well, you had us up until that last line, Fara. We’ve seen plenty of flashes from Mudryk, every since his debut cameo against Liverpool. But we’d be lying if we said we said we had noticed any consistency or improvement in his decision making in the time since then.

In fact, Mudryk’s strengths and weaknesses seem to remain exactly as they were the day he arrived, and that’s the biggest cause for concern of all. Almost two years have passed since Mudryk arrived, and despite having worked with a number of coaches now, and despite now playing in a really effective and functional team, there have been little to no signs of improvement from the Ukraine international.

We suggested just 6 months after he signed for Chelsea for a potential £89m that he needed a loan move, and we’ve seen nothing since to convince us that that wouldn’t have been the smart decision.



Source link

The PLI Steel Wall Shelf by TIPTOE Offers Endless Possibilities

Admin
-
0
The PLI Steel Wall Shelf by TIPTOE Offers Endless Possibilities


Gone are the days of boring shelving – now replaced with the new PLI Steel Wall Shelf by French design studio TIPTOE. The PLI system is endlessly customizable, coming in six chic colors and three different sizes. Utilizing a folding steel technique that minimizes waste, sustainability in every stage of the design process is TIPTOE’s specialty. Founded in 2015, themes of simplicity and restraint are integral to the studio’s ethos. Reparable parts and recycled materials are features of most pieces in TIPTOE’s collection, showing integrity in process and product.

Two glass jars filled with food items and two empty glass tumblers are placed on a PLI Steel Wall Shelf by TIPTOE against a light-colored wall.

Slim kitchen shelving is a need, not a want, in tight city apartments where space is at a premium. The PLI system is completely customizable to the resident’s needs, with multiple sizes for storing any amount of glasses or spice jars. The best part? Add more shelves as needed, and mix it up with some fun colors too. The powder-coated steel is highly durable, staying resistant to chipping, fading, scratches, and general wear over time. This makes the PLI a great kitchen, or any room, companion, staying bright and spotless for years to come.

Kitchen scene with a yellow PLI Steel Wall Shelf holding a pepper grinder, small jar, and a red tomato. Utensils hang on the left. A cutting board and a glass pitcher are on the counter below.

A yellow PLI Steel Wall Shelf by TIPTOE holds a decorative item, several books, and a necklace draped over one corner.

Minimalist kitchen with PLI Steel Wall Shelves by TIPTOE holding assorted kitchenware, including bowls, glassware, spices, and books. A countertop below displays jars and a single red flower in a vase.

Shown above utilizing different sizes to create the same repeats, there are so many ways to use the PLI system to manage and delineate favorite items. This allows us to be more specific about the things we wish to put on the shelves, adding intentionality to our everyday lives. To view a neat little line of these with objects organized? Stellar.

Close-up of a PLI Steel Wall Shelf by TIPTOE with several books and a brown jar placed on different shelves.

A green PLI Steel Wall Shelf by TIPTOE holds two clear glass tumblers, a scrubbing brush, and a square wooden item.

PLI Steel Wall Shelves by TIPTOE holding a ceramic bottle, two jars of spices, pasta in a jar, two bowls, a cup, and a glass coffee pot.

A minimalist interior with multicolored PLI Steel Wall Shelves holding various objects, and a single wooden stool with a yellow glass. One red flower is on the white shelf.

The full color range, shown above, includes the colors Graphite Black, Cream White, Eucalyptus Grey, Rock Blue, Powder Pink, and Yellow Naples. These hues range from muted to bright, ensuring any interior would look even better with a PLI system to organize and refine. Of course this could also act as an entryway catchall, bedside organizer, or tech shelf with ease.

A wooden desk with a yellow lamp, a glass of water, an open notebook, and a small plant. Above, a blue PLI Steel Wall Shelf holds books, a camera, and various items. A wooden chair is tucked under the desk.

For offices and studies, the PLI system would fit right in. Keep your space looking smart with an assortment of similar sizes for a repeating modular look. The sides of the shelf can act as a bookend, stabilizing and modernizing any amount of books you’d like to store.

Blue PLI Steel Wall Shelves holding books, a camera, a blue and white pen holder with colored pencils, and a small orange cup.

The total depth of the shelf extends to 15cm, and screws and dowels are included in the package. Powder-coated steel is built to last and requires virtually no maintenance, just a light dusting. The PLI Wall Shelf comes in three sizes:

Small: 30 cm x 15 cm x 20 cm (11.8 in x 5.9 in x 7.87 in)

Medium: 45 cm x 15 cm x 20 cm (17.7 in x 5.9 in x 7.87 in)

Large: 60 cm x 15 cm x 20 cm (23.6 in x 5.9 in x 7.87 in)

A minimalist workspace with a wooden desk, a matching chair, a small lamp, and stationery items. Above the desk, a PLI Steel Wall Shelf in Powder Pink holds a few objects, including a roll of tape and a small container.

TIPTOE’s commitment to sustainability as a whole is exactly what the industry needs. The studio holds five principles above all: make things simple, make more with less, use the right materials, build to last, and design for disassembly. Transparency and pride surrounding these ideas is apparent throughout their work: “We believe that the world doesn’t need more furniture. It needs better furniture.”

A yellow PLI Steel Wall Shelf by TIPTOE holds books, a red vase, a plant, and a sculpture. Below, a small wooden table with a glass sits next to a wooden chair and a blue couch against a cream wall.

Find out more about the PLI Steel Shelf at tiptoe.fr.

Growing up in NYC has given Aria a unique perspective into art + design, constantly striving for new projects to get immersed in. An avid baker, crocheter, and pasta maker, handwork and personal touch is central to what she loves about the built environment. Outside of the city, she enjoys hiking, biking, and learning about space.



Source link

FBI arrests Alabama man in hack of SEC’s X account that caused bitcoin price spike – The Washington Post

Admin
-
0



FBI arrests Alabama man in hack of SEC’s X account that caused bitcoin price spike  The Washington Post

EU at the Paris 2024 Olympic Games: Unity, solidarity and diversity – EU Reporter

Admin
-
0



EU at the Paris 2024 Olympic Games: Unity, solidarity and diversity  EU Reporter



Source link

Some MW3 players are getting extra Battle Pass Tokens but no one knows why

Admin
-
0
Some MW3 players are getting extra Battle Pass Tokens but no one knows why



Throughout Season 5, MW3 and Warzone have offered free Battle Pass tokens as part of the Weekly Challenges. Or at least they should’ve, as it appears these tokens have only been given to some players and the reason why isn’t clear.

There isn’t long left of MW3 and Warzone Season 5, with Season 6 set to arrive on September 18. So, if you’re looking to claim all of the rewards and CoD Points on offer, you’ll want to make sure you reach Tier 100.

Players can speed up the process by earning Battle Pass tokens through the Weekly Challenges, but as many players just found out through a Reddit thread, not everyone can.

User ‘skrnroo06’ posted two Discord screenshots side by side, one with a player getting four Battle Pass Tokens for completing Week 7’s challenges, and another that didn’t.

The comments are full of players shocked and angry that they’ve never been offered tokens. “Bro what the hell I’ve never gotten a single bp token from weekly challenges,” said one user.

“Been playing since launch. Only level 1000, but never received tokens from weekly and I’ve done them all,” replied another.

“My mate isn’t getting tokens but I am, I have finished the battle pass already, they just go in the token bank, no doubt vanish later on when season 6 comes,” explained ‘Enigma_Green.’

There doesn’t seem to be any reason why some players are getting tokens and others aren’t. I play on PC through Battle.net, have bought the normal Battle Pass but haven’t finished it yet, and I’ve been getting the tokens throughout Season 5. Others who seem to be in the same boat as me haven’t been getting them though.

The devs haven’t responded to the issue at the time of writing, but with many players starting to realize, it should be on their radar.

Luckily, you can also level up the Season 5 Battle Pass while playing Black Ops 6’s Open Beta, so you won’t lose out on any progress while trying out the new game.



Source link

1...222324...50Page 23 of 50
© Newspaper WordPress Theme by TagDiv